Middlesex County and Reading Town property record for 20 A St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,120 sqft · built 1989 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $780,000 (Apr 2019) |
| Tax Bill | $10,559 (2025) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage Jun 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:023.0-0000-0181.0 |
| Primary APN | READ M:023.0-0000-0181.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,120 sqft Living Area |
| Gross Area | 5,417 sqft |
| Basement Area | 1,192 sqft |
| Unfinished Basement | 238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 94000000128 |
|---|---|
| Street Address | 20 A ST |
| City | READING |
| State | MA |
| Zip | 01867-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 334400 |
20 A St is owned and occupied by two individuals who bought it in April 2019.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 A ST, READING, MA 01867-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Jun 15, 2018 | Quit Claim Deed, Mortgage EAST BOSTON SVGS BK |
| Oct 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Oct 19, 2017 | Quit Claim Deed, Mortgage · Line of Credit EAST BOSTON SVGS BK |
| Oct 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Oct 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Oct 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on File |
| Deed Sale | Apr 23, 2019 · Amount on File |
| Prior Sale | Jun 15, 2018 |
| Deed Document Number | 20191811555 |
| Prior Transfer Date | Apr 16, 2019 |
| Prior Transfer Doc | 1811555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 23, 2019 |
| Property Address | 20 A ST, READING, MA 01867-1901 |
| Document Number | 0000011555 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 11555 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,556.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 A ST READING MA 018671901, READING, MA 01867-1901 |
| Document Number | 11556 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 11556 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 15, 2018 |
| Property Address | 20 A ST, READING, MA 01867-1901 |
| Document Number | 0000089920 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 89920 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 A ST READING MA 018671901, READING, MA 01867-1901 |
| Document Number | 89929 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 89929 |
| Name | EAST BOSTON SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 18, 2017 |
| Property Address | 20 A ST, READING, MA 01867-1901 |
| Document Number | 0000073083 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 73083 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 A ST READING MA 018671901, READING, MA 01867-1901 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 19, 2017 |
| Property Address | 20 A ST, READING, MA 01867-1901 |
| Document Number | 0000073082 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 73082 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 A ST READING MA 018671901, READING, MA 01867-1901 |
| Document Number | 73141 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 73141 |
| Name | EAST BOSTON SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 11, 2017 |
| Property Address | 20 A ST, READING, MA 01867-1901 |
| Document Number | 0000072413 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 72413 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 A ST READING MA 018671901, READING, MA 01867-1901 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 11, 2017 |
| Property Address | 20 A ST, READING, MA 01867-1901 |
| Document Number | 0000072503 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 72503 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 20 A ST READING MA 018671901, READING, MA 01867-1901 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 11, 2017 |
| Property Address | 20 A ST, READING, MA 01867-1901 |
| Document Number | 0000072414 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 72414 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 20 A ST READING MA 018671901, READING, MA 01867-1901 |
The 2025 property tax bill for 20 A St was $10,559, up 3.1% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,559.00 (+3.09%) | $927,000 (+6.06%) Land $340,400 Building $586,600 | $1,094,210 |
| 2024 | $10,243.00 (+0.54%) | $874,000 (+8.01%) Land $320,900 Building $553,100 | |
| 2023 | $10,188.00 | $809,200 Land $297,100 Building $512,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 A St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 A St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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