1. Home
  2. California
  3. San Luis Obispo County
  4. Cayucos
  5. 8th St

20 8th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 20 8th St, Cayucos, CA 93430 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,239 sqft · built 2024
Lot Size0.103 acres (4,500 sqft)
Owner2 Company Names on File
Last Sale$945,000 (Aug 2021)
Tax Bill$17,607 (2025)
Deeds & MortgagesSep 2025 Transfer
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN064-152-013

Property Details

APN / Parcel Number

Primary APN064-152-013

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,239 sqft Living Area
1st Floor Area774 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeWood
Lot Area4,500 sqft (0.103 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address20 8TH ST
CityCAYUCOS
StateCA
Zip93430-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPR BCH 1 BL 12 LT 20
Legal SubdivisionPASO ROBLES BEACH 00
Legal Block12
Legal Lot Number20
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3014
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-152-013

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2238 BAYVIEW HEIGHTS DR, E, LOS OSOS, CA 93402-3932
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Correction Deed
Aug 13, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
JAN & BONNY TRUST (PT)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Prior SaleJun 30, 2004 · Amount on Record
Deed Document Number202156667
Prior Transfer DateAug 11, 1998
Prior Transfer Doc0000057330
Record UpdatedSep 20, 2026

September 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 11, 2025
Property Address20 8TH ST, CAYUCOS, CA 93430-1218
Document Number0000026601
Map ReferenceMB 3 PG 15
Instrument DateSep 10, 2025
Instrument2025026601
Record UpdatedOct 02, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2238 BAYVIEW HEIGHTS DR STE E, E, LOS OSOS, CA 93402-3932

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 13, 2021
Property Address20 8TH ST, CAYUCOS, CA 93430-1218
Document Number0000056667
Map ReferenceMB 3 PG 15
Instrument DateJul 13, 2021
Instrument2021056667
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address204 MADERA ST, LOS OSOS, CA 93402-4213

Mortgage

Document Number0000056668
DateAug 13, 2021
Instrument2021056668
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address20 8TH ST, CAYUCOS, CA 93430-1218
Document Number0000036718
Instrument DateAug 26, 2019
Transaction TypeMortgage
Record UpdatedSep 12, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
AddressPO BOX 472 CAYUCOS CA 934300472, CAYUCOS, CA 93430-0472

Mortgage

Document Number0000036718
DateSep 03, 2019
Instrument36718
Lender
NameJAN & BONNY TRUST (PT)
Address1204 NIPOMO ST, SAN LUIS OBISPO, CA 93401-3933
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueSep 02, 2021

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$17,607.00 (+35.76%)$1,251,662 (+29.85%) Land $848,966 Building $402,696
2024$12,969.00 (+25.85%)
2023$10,305.00 (+1.71%)$963,900 Land $816,000 Building $147,900
2022$10,132.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016, other causes

Wildfire

Wildfire RiskModerate
above 58% of the US · above 34% of California
Wildfire LikelihoodAbout 1 in 725 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 8th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures