Frederick County property record for 20 7th St, Frederick, MD 21701 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1915 |
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 2,701 sqft (0.062 acres) |
| Last Sale | $330,000 (2026) |
| Tax Bill | $5,754.00 (2025) |
| Primary APN | 02-263424 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,040 sqft Gross Area |
| 1st Floor | 504 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Townhouse Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 2,701 sqft (0.062 acres) |
| Depth X Width | 182 ft x 2 ft Depth x Width |
| Porch | Enclosed Porch |
| Porch Area | 162 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 263424 |
|---|---|
| Street Address | 20 7TH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 20 15 1/2 X 182 FREDERICK |
| Legal Lot Number | 15,20 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 750100 |
Source: Frederick County records · APN 02-263424
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 S MARKET ST, FREDERICK, MD 21701-6623 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 26, 2021 | Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Jan 26, 2021 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 17784 / 433 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 25, 2026 |
| Property Address | 20 E 7TH ST, FREDERICK, MD 21701-5224 |
| Document Number | 0177840433 |
| Book / Page | 17784 / 433 |
| Map Reference | MB 82 PG 35 |
| Instrument Date | Mar 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Title Company | MBO SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 313 S MARKET ST, FREDERICK, MD 21701-6623 |
| Document Number | 0017784438 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 17784/438 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 26, 2021 |
| Property Address | 20 E 7TH ST, FREDERICK, MD 21701-5224 |
| Document Number | 0144890117 |
| Book / Page | 14489 / 117 |
| Map Reference | MB 82 PG 35 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 280 CIRCULAR AVE, SAN FRANCISCO, CA 94131-3134 |
| Document Number | 14489121 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 14489/121 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,754.00 (+15.43%) | $310,400 (+38.57%) Land $123,500 Building $186,900 | $310,400 (-) Land $123,500 Building $186,900 |
| 2024 | $4,985.00 (+21.17%) | ||
| 2023 | $4,114.00 | $224,000 | $310,400 Land $123,500 Building $186,900 |
20 7th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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