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20 6th Ave, Key West, FL 33040 Property Records

Monroe County property record for 20 6th Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,162 sqft · built 2007
Lot Size0.035 acres (1,517 sqft)
OwnerIndividual Name on Record
Last Sale$259,300 (Apr 2007)
Tax Bill$2,392 (2024)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone AE (high risk)
APN00131180-000110

Property Details

APN / Parcel Number

Primary APN00131180-000110
Alternative APN
  • 9088187

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,162 sqft Living Area
1st Floor Area1,162 sqft
AtticAttic
Attic Area504 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,517 sqft (0.035 acres)
Garage TypeCarport
Garage Area504 sqft
CarportCarport
Carport Area504 sqft

Exterior Amenities

PorchOpen Porch
Porch Area154 sqft
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number9088187
Street Address20 6TH AVE
CityKEY WEST
StateFL
Zip33040-5815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal DescriptionUNIT 10 PARK VILLAGE HOMEOWNERS ASSOC (LEASEHOLD INTEREST) OR2287-1748DEC OR2288-1004/08 OR2305-566/70 OR2491-1297 OR2512-1574 OR2517-1455/67F/J OR2561-54/56C
Legal Range25E
Legal Township67S
Legal Section35
Legal SubdivisionLINCOLN MANOR ESTATES AMD
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4001
Census Tract971800

Owner

Source: Monroe County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address20 6TH AVE, KEY WEST, FL 33040-5815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2007 · Amount on Record
Deed SaleApr 19, 2007 · Amount on Record
Deed Book / Page2288 / 1004
Last Transfer DateApr 11, 2011
Transfer Doc0025610054
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Recording DateMay 4, 2026
Property Address20 6TH AVE, KEY WEST, FL 33040-5815
Document Number0002542149
Book / Page3379 / 809
Instrument DateMay 1, 2026
Instrument20262542149
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address617 DUVAL ST, KEY WEST, FL 33040-6554

Mortgage

Document Number0002542149,
DateMay 4, 2026
Book Page3379/809
Instrument20262542149
Lender
NameFIRST HORIZON BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$267,802 (+5.99%)$367,766 (+7.21%) Land $138,000 Building $229,766
2024$2,392.00 (+6.6%)
2023$2,244.00 (+3.08%) Homeowner's exemption$252,675 (+3%)$343,019 (-1.3%) Land $139,000 Building $204,019
2022$2,177.00 Homeowner's exemption$245,316$347,542 Land $139,000 Building $208,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 294 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies332 units insured
incl. 38 condo units
Nearby Flood Claims201 (1980–2022)
Claims Outside the SFHA2 of 201
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 48 claims
  • Hurricane Wilma, Oct 2005 · 95 claims
  • Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: AT&T, Hotwire Communications, T-Mobile, Verizon.

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