20 5th St, Big Pine Key, FL 33043 Property Records

Monroe County property record for 20 5th St, Big Pine Key, FL 33043

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 672 sqft · built 1972
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Mar 2020)
Tax Bill	$2,694 (2024)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00300910-000100`

Property Details

APN / Parcel Number

Primary APN	`00300910-000100`
Alternative APNs	`25662900300910000100` `8761775`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Block
Roof Type	Flat
Roof Material	Metal
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	15 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	8761775
Old Parcel Number	25662900300910000100
Street Address	20 5TH ST
City	BIG PINE KEY
State	FL
Zip	33043-4573
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 11 LOT 8 SANDS SUB PB1-65 BIG PINE KEY OR1102-2469 OR2398-2420 OR2417-606/08 OR2428-948 OR3013-2374
Legal Range	29E
Legal Township	66S
Legal Section	25
Legal Subdivision	SANDS SUBD
Legal Block	11
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1025
Census Tract	971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20961 6TH AVE W, CUDJOE KEY, FL 33042-4008
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Aug 24, 2009 · Amount on Record
Deed Document Number	2260187
Deed Book / Page	3013 / 2374
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 16, 2020
Property Address	20 5TH ST, BIG PINE KEY, FL 33043-4573
Document Number	0030132374
Book / Page	3013 / 2374
Map Reference	MB 1 PG 65
Instrument Date	Mar 5, 2020
Instrument	2260187
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IS 20961 6TH AVENUE WEST, CUDJOE KEY, FL 33042

Mortgage

Document Number	0030132377
Date	Mar 16, 2020
Instrument	3013/2377

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$253,582 (+25.63%) Land $221,250 Building $32,332	$253,582 (+25.63%) Land $221,250 Building $32,332
2024	$2,694.00 (+20.7%)
2023	$2,232.00 (+5.43%)	$201,844 (+5.48%) Land $170,000 Building $31,844	$201,844 (+5.48%) Land $170,000 Building $31,844
2022	$2,117.00	$191,364 Land $160,000 Building $31,364	$191,364 Land $160,000 Building $31,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 369 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 167 claims Hurricane Wilma, Oct 2005 · 76 claims Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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