Ocean County and Beach Haven Borough property record for 20 4th St, Beach Haven, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,719 sqft · built 1927 |
| Lot Size | 0.052 acres (2,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Nov 2013) |
| Tax Bill | $10,706 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 04-00177-0000-00006 |
| Primary APN | 04-00177-0000-00006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,719 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 2,252 sqft (0.052 acres) |
| Lot Dimensions | 75 ft deep x 30 ft wide |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 20 4TH ST |
|---|---|
| City | BEACH HAVEN |
| State | NJ |
| Zip | 08008-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNA |
| Legal Description | 30X75 |
| Legal Subdivision | BEACH HAVEN DEV CO |
| Legal Block | 177 |
| Legal Lot Number | 6 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BEACH HAVEN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 738002 |
Source: Ocean County and Beach Haven Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 4TH ST, BEACH HAVEN, NJ 08008-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2013 · Amount on Record |
| Deed Sale | Nov 13, 2013 · Amount on Record |
| Deed Document Number | 2013120813 |
| Deed Book / Page | 15684 / 275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 20 4TH ST, BEACH HAVEN, NJ 08008-1928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0202781707 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 20278/1707 |
| Instrument | 2026010238 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 20 4TH ST, BEACH HAVEN, NJ 08008-1928 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|
| Document Number | 0179531322 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 17953/1322 |
| Instrument | 2020069563 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Ocean County and Beach Haven Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Beach Haven Borough |
| Elementary School District | Beach Haven Borough School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $750,800 (-) Land $616,000 Building $134,800 | $750,800 (-) Land $616,000 Building $134,800 | |
| 2025 | $10,706.00 (+8.69%) | $750,800 (-) Land $616,000 Building $134,800 | $750,800 (-) Land $616,000 Building $134,800 |
| 2024 | $9,850.00 (+16.62%) | ||
| 2023 | $750,800 Land $616,000 Building $134,800 | $750,800 Land $616,000 Building $134,800 | |
| 2022 | $8,446.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 430 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 610 units insured incl. 180 condo units |
| Nearby Flood Claims | 767 (1978–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACH HAVEN WATER DEPT serves 20,000 people · EPA ID NJ1503001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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