20 4th Ave, Eclectic, AL 36024 Property Records

Elmore County property record for 20 4th Ave, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,747 sqft · built 2019
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Tax Bill	$4,474 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-04-18-0-003-045.000`

Property Details

APN / Parcel Number

Primary APN	`07-04-18-0-003-045.000`
Alternative APN	`651320`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,747 sqft Living Area
1st Floor Area	1,717 sqft
Basement Area	1,472 sqft
Finished Basement	1,472 sqft
Utility Area	18 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	130 ft deep x 220 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 4TH AVE
City	ECLECTIC
State	AL
Zip	36024-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL IN SEC 18 T20 R21
Legal Range	021
Legal Township	020
Legal Section	18
Legal Subdivision	INDIAN CAMPING GROUND SUB
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2057
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2070 MYRTLEWOOD DR, MONTGOMERY, AL 36111-1000
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage RIVER BANK & TRUST
Apr 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RIVER BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 22, 2020
Transfer Doc	2020/24488
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	45 4TH AVE, ECLECTIC, AL 36024-3511
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CHIMNEY RDG, PRATTVILLE, AL 36067-4250

Mortgage

Document Number	2020/95289
Date	Dec 21, 2020
Book Page	2020/95289

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	PRATTVILLE, AL 36066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	45 4TH AVE, ECLECTIC, AL 36024-3511
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/19212
Date	Apr 25, 2019
Book Page	2019/19212

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	MONTGOMERY, AL 36104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELMORE AL
Recording Date	Apr 27, 2020
Property Address	45 4TH AVE, ECLECTIC, AL 36024-3511
Document Number	2020/24488
Book / Page	2020 / 24488
Instrument Date	Apr 22, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	112 CHIMNEY RDG, PRATTVILLE, AL 36067-4250

Mortgage

Document Number	0202024492
Date	Apr 27, 2020
Instrument	2020/24492

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,474.00 (+6.91%)
2025	$4,185.00 (+6.92%)	$165,400 (+7%)	$1,186,420 (+53.5%) Land $49,440 Building $1,136,980
2024	$3,914.00 (-2.66%)	$154,580 (-2.7%)	$772,920 (-2.69%) Land $49,440 Building $723,480
2023	$4,021.00 (+53.41%)	$158,864 (+54.49%) Land $9,888 Building $148,976	$794,320 (+54.49%) Land $49,440 Building $744,880
2022	$2,621.00	$102,834 Land $9,600 Building $93,234	$514,170 Land $48,000 Building $466,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Windstream DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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