Harrison County property record for 20 3rd St, Spelter, WV 26438 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,060 sqft · built 1906 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $282 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-1101-0039.0000 |
| Primary APN | 07-1101-0039.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| 1st Floor Area | 1,928 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06423097 |
|---|---|
| Street Address | 20 3RD ST |
| City | SPELTER |
| State | WV |
| Zip | 26438-7700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 LOT #63 SPELTER |
| Legal Subdivision | TOWN OF SPELTER |
| Legal Lot Number | 63 |
| Jurisdiction | HARRISON WV |
| Township / Civil Division | EASTERN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 30801 |
Source: Harrison County records · APN 07-1101-0039.0000
Assessment roll updated October 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 76, SPELTER, WV 26438-0076 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 02, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 06, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON WV |
| Property Address | 20 3RD ST, SPELTER, WV 26438-7700 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 3RD ST, SPELTER, WV 26438-7700 |
| Document Number | 001542/224 |
|---|---|
| Date | Dec 02, 2025 |
| Book Page | 1542/224 |
| Instrument | 202500024690 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRISON WV |
| Recording Date | Jan 06, 2021 |
| Property Address | 20 3RD ST, SPELTER, WV 26438 |
| Document Number | 0000000262 |
| Book / Page | 001706 / 000439 |
| Instrument Date | Jan 04, 2021 |
| Instrument | 262 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | THIRD ST LOC 443/63 CLARKSBURG WV 26301, CLARKSBURG, WV 26301 |
Source: Harrison County records · Assessment roll updated October 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282.00 (-2.76%) | ||
| 2025 | $290.00 (+16.47%) | $24,960 (+16.53%) Land $1,800 Building $23,160 | $41,600 (+16.53%) Land $3,000 Building $38,600 |
| 2023 | $249.00 (+3.75%) | $21,420 (+5%) Land $1,800 Building $19,620 | $35,700 (+5%) Land $3,000 Building $32,700 |
| 2022 | $240.00 | $20,400 Land $1,800 Building $18,600 | $34,000 Land $3,000 Building $31,000 |
Source: FEMA National Flood Hazard Layer, Harrison County (54033C), updated October 10, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 1% of West Virginia |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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