20 3rd St, Elmer, NJ 08318 Property Records

Salem County and Elmer Borough property record for 20 3rd St, Elmer, NJ 08318

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1940
Lot Size	0.21 acres (9,126 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,500 (Jan 2015)
Tax Bill	$5,415 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00005-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`03-00005-0000-00020`
Alternative APN	`030000500020`

Interior

Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	9,126 sqft (0.21 acres)
Lot Dimensions	182 ft deep x 50 ft wide

Location & Zoning

Street Address	20 3RD ST
City	ELMER
State	NJ
Zip	08318-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	5
Legal Lot Number	20
Jurisdiction	SALEM NJ
Township / Civil Division	ELMER
Census Block Group	1
Census Block	1004
Census Tract	21000

Owner

Source: Salem County and Elmer Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 3RD ST, ELMER, NJ 08318-2128
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit PENNSVILLE NAT'L BK
Dec 4, 2018	Deed of Trust, Mortgage · Line of Credit NEWFIELD NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2015 · Amount on Record
Deed Sale	Jan 26, 2015 · Amount on Record
Prior Sale	Nov 3, 2004 · Amount on Record
Deed Document Number	201583394
Deed Book / Page	3887 / 913
Prior Transfer Date	Aug 27, 2004
Prior Transfer Doc	0011690308
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	20 3RD ST, ELMER, NJ 08318-2127
Document Number	0045411376
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 3RD ST ELMER NJ 083182128, ELMER, NJ 08318-2128

Mortgage

Document Number	0045411376
Date	Dec 13, 2019
Book Page	004541/001376
Instrument	11614

Lender

Name	PENNSVILLE NAT'L BK
Type	Bank
Address	PENNSVILLE, NJ 08070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2034

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	20 3RD ST, ELMER, NJ 08318-2127
Document Number	0045090573
Instrument Date	Dec 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 3RD ST ELMER NJ 083182128, ELMER, NJ 08318-2128

Mortgage

Document Number	0045090573
Date	Dec 19, 2018
Book Page	004509/000573
Instrument	136969

Lender

Name	NEWFIELD NAT'L BK
Type	Bank
Address	NEWFIELD, NJ 08344

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Salem County and Elmer Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
Municipality	Elmer Borough
Unified School District	Pittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,000 (-) Land $28,900 Building $103,100	$132,000 (-) Land $28,900 Building $103,100
2025	$5,415.00 (+0.2%)	$132,000 (-) Land $28,900 Building $103,100	$132,000 (-) Land $28,900 Building $103,100
2024	$5,404.00 (+6.27%)
2023		$132,000 Land $28,900 Building $103,100	$132,000 Land $28,900 Building $103,100
2022	$5,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMER BORO W DEPT serves 1,385 people · EPA ID NJ1702001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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