Oneida County and Camden Town property record for 20 3rd St, Camden, NY 13316
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,160 sqft · built 1850 |
| Lot Size | 0.337 acres (14,702 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Feb 2020) |
| Tax Bill | $2,305 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 303001 128.017-4-40 |
| Primary APN | 303001 128.017-4-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 1,776 sqft |
| Upper Floors Area | 384 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 14,702 sqft (0.337 acres) |
| Lot Dimensions | 148 ft deep x 99 ft wide |
| Porch | Slab |
| Porch Area | 244 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 004580 |
|---|---|
| Street Address | 20 3RD ST |
| City | CAMDEN |
| State | NY |
| Zip | 13316-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | N SNELL E 3RD ST S LYON W ROBINSON |
| Legal Block | 4 |
| Legal Lot Number | 40.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | CAMDEN |
| Census Block Group | 3 |
| Census Block | 3053 |
| Census Tract | 24500 |
Source: Oneida County and Camden Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 3RD ST, CAMDEN, NY 13316-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage ACCESS FEDERAL CREDIT UNION |
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI ACCESS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2020 · Amount on Record |
| Deed Sale | Feb 3, 2020 · Amount on Record |
| Deed Document Number | 20201611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 20 3RD ST, CAMDEN, NY 13316-1418 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001612 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 2020-001612 |
| Name | ACCESS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 20 3RD ST, CAMDEN, NY 13316-1418 |
| Document Number | 0000001612 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7853 HALL RD CLEVELAND NY 130422191, CLEVELAND, NY 13042-2191 |
| Document Number | 0000001612 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 1612 |
| Name | ACCESS FCU |
|---|---|
| Address | CLINTON, NY 13323 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 2, 2030 |
Source: Oneida County and Camden Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Camden Town |
| Municipality | Camden Village |
| Unified School District | Camden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,305.00 (+1.41%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $2,273.00 (+352.79%) | $2,900 (+3.57%) Land $300 Building $2,600 | $181,250 (+19.11%) Land $18,750 Building $162,500 |
| 2023 | $2,800 (-) Land $300 Building $2,500 | $152,174 (+14.13%) Land $16,304 Building $135,870 | |
| 2022 | $502.00 Disabled Person's exemption Veteran's exemption | $2,800 Land $300 Building $2,500 | $133,333 Land $14,286 Building $119,047 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1979–2000) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN VILLAGE (GU) serves 2,800 people · EPA ID NY3202385 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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