20 3rd Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune City Borough property record for 20 3rd Ave, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,728 sqft · built 1944
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Aug 2026)
Tax Bill	$9,959 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-00002-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`36-00002-0000-00018`
Alternative APN	`360000200018`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,098 sqft
Basement Area	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Cape Cod
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	324 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20 3RD AVE
City	NEPTUNE
State	NJ
Zip	07753-6514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	NEPTUNE
Legal Block	2
Legal Lot Number	18
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE CITY
Census Block Group	1
Census Block	1007
Census Tract	808100

Owner

Source: Monmouth County and Neptune City Borough records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 3RD AVE, NEPTUNE, NJ 07753-6514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Mar 14, 2008 · Amount on Record
Deed Document Number	202667487
Deed Book / Page	9808 / 2701
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 14, 2026
Property Address	20 3RD AVE, NEPTUNE, NJ 07753-6514
Document Number	0000067487
Book / Page	9808 / 2701
Instrument Date	Jul 7, 2026
Instrument	202667487
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE AGENCY, LEO FORTIS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 3RD AVE, NEPTUNE, NJ 07753-6514

Mortgage

Document Number	0000067488,
Date	Aug 14, 2026
Instrument	202667488

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 3RD AVE, NEPTUNE, NJ 07753-6514
Document Number	0000046528
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 3RD AVE NEPTUNE CITY NJ 077536514, NEPTUNE CITY, NJ 07753-6514

Mortgage

Document Number	0000046528
Date	May 4, 2020
Book Page	009411/005977
Instrument	46528

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2035

Tax Assessment & Valuation

Source: Monmouth County and Neptune City Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Neptune City Borough
Unified School District	Neptune City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,100 (+8.96%) Land $297,500 Building $316,600	$614,100 (+8.96%) Land $297,500 Building $316,600
2025	$9,959.00 (+10.94%)	$563,600 (+25.72%) Land $286,000 Building $277,600	$563,600 (+25.72%) Land $286,000 Building $277,600
2024	$8,977.00 (+7.3%)
2023		$448,300 Land $192,400 Building $255,900	$448,300 Land $192,400 Building $255,900
2022	$8,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	21 (1992–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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