Carter County property record for 20 3rd Ave NE, Ardmore, OK 73401
| Property Type | Office Building |
|---|---|
| Details | 1,609 sqft · built 1945 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Company Name on File |
| Last Sale | $245,000 (May 2019) |
| Tax Bill | $3,619 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0010-00-274-010-0-001-00 |
| Primary APN | 0010-00-274-010-0-001-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,609 sqft Total Area |
| Gross Area | 8,469 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Stucco |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Dimensions | 153 ft deep x 23 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Patio Area | 910 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 2668 |
|---|---|
| Street Address | 20 3RD AVE NE |
| City | ARDMORE |
| State | OK |
| Zip | 73401-6905 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | C1 |
| Legal Description | ARDMORE LOTS & BLKS, BLK 274 LOT 10 W 23 (23X153.2) LOT 11 (IRREG)LOT 9 W 80 ON S X W 78 ON N (78X65.2X80X65.2) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 30 |
| Legal Subdivision | ARDMORE CITY |
| Legal Block | 274 |
| Legal Lot Number | 9-11 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 892900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ardmore Historic Commercial District (Boundary Increase and Decrease) listed 2005 · 33 contributing resources · NRIS 04001331 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
20 3rd Ave NE, a commercial property, is owned by a company that bought it in May 2019.
Source: Carter County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2478, ARDMORE, OK 73402-2478 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO |
| May 27, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO |
| Aug 6, 2021 | Deed of Trust, Mortgage FIRST NATIONAL BANK & TRUST CO |
| May 16, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on File |
| Deed Sale | May 16, 2019 · Amount on File |
| Deed Document Number | 20195739 |
| Deed Book / Page | 6718 / 273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 20 3RD AVE NE, ARDMORE, OK 73401-6905 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0006930/88 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 6930/88 |
| Instrument | 2020-009761 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jul 29, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 20 3RD AVE NE, ARDMORE, OK 73401-6905 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007048/84 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 7048/84 |
| Instrument | 2021-005779 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 2 Months |
| Due | Jul 29, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 20 3RD AVE NE, ARDMORE, OK 73401-6905 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 007087/267 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 7087/267 |
| Instrument | 2021-008623 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Amount | Amount on Record |
|---|---|
| Term | 59 Months |
| Due | Jul 28, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 16, 2019 |
| Property Address | 20 3RD AVE NE, ARDMORE, OK 73401-6905 |
| Document Number | 006718/273 |
| Book / Page | 6718 / 273 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019-005739 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $367.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2478, ARDMORE, OK 73402-2478 |
The 2025 property tax bill for 20 3rd Ave NE was $3,619.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,070 (+5%) Land $5,495 Building $32,575 | $317,251 (-77.32%) Land $45,791 Building $271,460 | |
| 2025 | $3,619.00 | $36,257 Land $5,495 Building $30,762 | $1,398,706 Land $45,791 Building $1,352,915 |
| 2023 | $3,203.00 | $32,414 Land $5,495 Building $26,919 | $295,938 Land $45,791 Building $250,147 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 3rd Ave NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 3rd Ave NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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