20 2nd St S, Cascade, MT 59421 Property Records

Cascade County property record for 20 2nd St S, Cascade, MT 59421

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 1922
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$349,125 (Sep 2025)
Tax Bill	$1,793 (2026)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0242035`

Property Details

APN / Parcel Number

Primary APN	`R0242035`
Alternative APNs	`02-2774-35-2-05-29-0000` `0003082300` `03082300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,544 sqft
Attic	Attic
Attic Area	224 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Unfinished Basement	208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1995
Architectural Style	Historical
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0003082300
Street Address	20 2ND ST S
City	CASCADE
State	MT
Zip	59421-8297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	CASCADE, S35, T18 N, R01 W, BLOCK 006, LOT 24A, AMPL 2024-029
Legal Range	01W
Legal Township	18N
Legal Section	35
Legal Subdivision	CASCADE
Legal Block	6
Legal Lot Number	24A
Jurisdiction	CASCADE MT
Township / Civil Division	CASCADE
Census Block Group	1
Census Block	1055
Census Tract	10400

Owner

20 2nd St S is owned by an individual who bought it in September 2025.

Source: Cascade County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	141 WOODLAND ESTATES RD, GREAT FALLS, MT 59404-6405
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Deed Document Number	2025474051
Prior Transfer Date	Dec 20, 2024
Prior Transfer Doc	0000464083
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Sep 19, 2025
Property Address	20 2ND ST S, CASCADE, MT 59421-8297
Document Number	00R0474051
Map Reference	FILE P-2024-0000029
Instrument Date	Sep 19, 2025
Instrument	R0474051
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	UNKNOWN, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 2ND ST S, CASCADE, MT 59421-8297

Mortgage

Document Number	00R0474052
Date	Sep 19, 2025
Instrument	R0474052

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 20 2nd St S was $1,793, up 1.4% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Cascade Town
Elementary School District	Cascade Elementary School District (PK - 08)
Secondary School District	Cascade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,793.00 (+1.36%)	$355,300 (+12.44%)
2025	$1,769.00	$316,000	$355,300 Land $57,715 Building $297,585
2023	$2,258.00	$280,700	$280,700 Land $42,750 Building $237,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 2nd St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 2nd St S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASCADE serves 650 people · EPA ID MT0000171
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20