20 2nd St, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 20 2nd St, Punta Gorda, FL 33982

Property Summary

Property TypeMobile Home
Details1 ba · 480 sqft · built 1966
Lot Size0.052 acres (2,267 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Aug 2024)
Tax Bill$214 (2025)
Flood ZoneZone AE (high risk)
APN40-23-25-217-902

Property Details

APN / Parcel Number

Primary APN40-23-25-217-902
Alternative APNs
  • 4023252-33002
  • 10004622667

Interior

Full Baths1 Bath
Stories1 Story
Building Area480 sqft Living Area
Gross Area651 sqft
Utility Area60 sqft
Utility RoomUtility Room
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1966
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeManufactured
Roof MaterialMetal
Lot Area2,267 sqft (0.052 acres)
Garage TypeCarport
CarportCarport
DrivewayDriveway
Driveway Area100 sqft
PorchFinished/Screened Porch
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004622667
Old Parcel Number402325233002
Street Address20 2ND ST
CityPUNTA GORDA
StateFL
Zip33982
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMHP
Legal DescriptionLLG 000 0000 0020 LAZY LAGOON MOB HME PK CO-OP LT 20 RP821528 1770/678 2727/1808 3445051
Legal Range23E
Legal Township40S
Legal Section25
Legal SubdivisionLAZY LAGOON MOB HME PARK COOP
Legal Lot Number20
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2002
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8320 RIVERSIDE DR # 20, 20, PUNTA GORDA, FL 33982-1441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2024 · Amount on Record
Deed SaleAug 27, 2024 · Amount on Record
Deed Document Number3445051
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$214.00 (-77.98%) Homeowner's exemption$39,210 (+80.57%)$27,485 (+14.54%) Land $17,000 Building $10,485
2023$972.00 (+12.11%)$21,715 (-14.09%)$23,997 (-5.06%) Land $15,000 Building $8,997
2022$867.00$25,275 Land $9,350 Building $15,925$25,275 Land $9,350 Building $15,925

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 16 condo units
Nearby Flood Claims257 (1982–2024)
Claims Outside the SFHA3 of 257
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 81 claims
  • Hurricane Helene, Sep 2024 · 64 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on 2nd St

Nearby Streets

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