20 1st St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 20 1st St, Malone, NY 12953

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,558 sqft · built 1870
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Nov 2018)
Tax Bill	$5,355 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2022 Sale + 1 more
APN	`2.-061-04`

Property Details

APN / Parcel Number

Primary APN	`2.-061-04`
Alternative APNs	`480109808100030100000000` `164801 98.81-3-10`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,558 sqft Total Area
1st Floor Area	1,279 sqft
2nd Floor Area	1,279 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	212 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	322 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-061-04
Street Address	20 1ST ST
City	MALONE
State	NY
Zip	12953-1338
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	01 - NOT Z
Legal Description	SECB BLOCK225 LOT15
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	2
Census Block	2019
Census Tract	950501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Malone Residential Historic District listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	691 COUNTY ROUTE 24, MALONE, NY 12953-3956
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit DANNEMORA FEDERAL CREDIT UNION
Feb 18, 2022	Warranty Deed, Transfer
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit NORTH CNTRY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Aug 21, 2003 · Amount on Record
Deed Document Number	20185447
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	20 1ST ST, MALONE, NY 12953-1338
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006522
Date	Dec 1, 2022
Instrument	2022-6522

Lender

Name	DANNEMORA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Feb 18, 2022
Property Address	20 1ST ST, MALONE, NY 12953-1338
Document Number	0000000888
Instrument Date	Feb 10, 2022
Instrument	2022-888
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 COUNTY ROUTE 24, MALONE, NY 12953-3956

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	20 1ST ST, MALONE, NY 12953-1338
Document Number	0000005407
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	RESOLUTE ABSTRACT CORPORATION, RESOLUTE ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 1ST ST MALONE NY 129531338, MALONE, NY 12953-1338

Mortgage

Document Number	0000005407
Date	Nov 19, 2018
Instrument	5407

Lender

Name	NORTH CNTRY SVGS BK
Type	Federal Savings Bank
Address	CANTON, NY 13617

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,355.00 (-1.14%)
2025	$5,417.00	$98,000 (-) Land $11,200 Building $86,800	$181,481 (+11.11%) Land $20,741 Building $160,740
2023		$98,000 Land $11,200 Building $86,800	$163,333 Land $18,667 Building $144,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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