20 14th St, Pocomoke City, MD 21851 Property Records

Worcester County property record for 20 14th St, Pocomoke City, MD 21851

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,612 sqft · built 1953
Lot Size	0.12 acres (5,225 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,568 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-025481`

Property Details

APN / Parcel Number

Primary APN	`01-025481`
Alternative APN	`025481`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,612 sqft Total Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,225 sqft (0.12 acres)
Lot Dimensions	95 ft deep x 55 ft wide
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025481
Street Address	20 14TH ST
City	POCOMOKE CITY
State	MD
Zip	21851-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 3 BLK B 55 X 95 W SIDE 20 14TH ST PL POCOMOKE HEIGHTS
Legal Subdivision	POCOMOKE HEIGHTS
Legal Block	B
Legal Lot Number	3
Jurisdiction	WORCESTER MD
Township / Civil Division	1, SOUTHERN
Census Block Group	2
Census Block	2020
Census Tract	951500

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 14TH ST, POCOMOKE CITY, MD 21851-1342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 4, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	Jul 17, 2026
Property Address	20 14TH ST, POCOMOKE CITY, MD 21851-1342
Document Number	9185000328
Book / Page	9185 / 328
Instrument Date	Jul 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 14TH ST, POCOMOKE CITY, MD 21851-1342

Mortgage

Document Number	9185000328,
Date	Jul 17, 2026
Book Page	9185/328

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	20 14TH ST, POCOMOKE CITY, MD 21851-1342
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	VETERAN EXPRESS TITLE, VETERAN EXPRESS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086480102
Date	Oct 4, 2023
Book Page	8648/102

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Pocomoke City
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,568.00 (+6.12%) Homeowner's exemption	$160,167 (+30.61%)	$169,900 (+9.4%) Land $43,000 Building $126,900
2025	$2,420.00 (+12.45%) Homeowner's exemption
2023	$2,152.00 Homeowner's exemption	$122,633	$155,300 Land $43,000 Building $112,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POCOMOKE CITY serves 4,100 people · EPA ID MD0230006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Simple Fiber, Talkie Communications.

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