20 11th Ave SE, Rochester, MN 55904 Property Records

Olmsted County property record for 20 11th Ave SE, Rochester, MN 55904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,035 sqft · built 1914
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Jan 2018)
Tax Bill	$3,812 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74.36.43.020757`

Property Details

APN / Parcel Number

Primary APN	`74.36.43.020757`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,035 sqft Living Area
1st Floor Area	691 sqft
2nd Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1990
Exterior Material	Metal
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 11TH AVE SE
City	ROCHESTER
State	MN
Zip	55904-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-107 RANGE-014 SANDERSONS SUB S6 610FT LOT 7 & N43 410FT LOT 10 BLK 1
Legal Range	14
Legal Township	107
Legal Section	36
Legal Subdivision	SANDERSONS SUB
Legal Block	1
Legal Lot Number	10
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2009
Census Tract	200

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 11TH AVE SE, ROCHESTER, MN 55904-4646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Nov 16, 2021	Deed, Transfer
Jan 11, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Jan 24, 2013 · Amount on Record
Deed Document Number	20181441531
Prior Transfer Date	Jun 25, 2010
Prior Transfer Doc	00A1234558
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	20 11TH AVE SE, ROCHESTER, MN 55904-4646
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1542798
Date	Aug 3, 2021
Instrument	A-1542798

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OLMSTED MN
Recording Date	Nov 16, 2021
Property Address	20 11TH AVE SE, ROCHESTER, MN 55904-4646
Document Number	00A1552230
Instrument Date	Nov 3, 2021
Instrument	A-1552230
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jan 11, 2018
Property Address	20 11TH AVE SE, ROCHESTER, MN 55904-4646
Document Number	00A1441531
Instrument Date	Dec 29, 2017
Instrument	A-1441531
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$541.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 11TH AVE SE, ROCHESTER, MN 55904-4646

Mortgage

Document Number	00A1441532
Date	Jan 11, 2018
Instrument	A-1441532

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,812.00 Homeowner's exemption
2025		$272,200 Land $45,000 Building $227,200	$272,200 Land $45,000 Building $227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, GigFire.

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