2 Zocala, San Clemente, CA 92673 Property Records

Orange County property record for 2 Zocala, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,101 sqft · built 2007
Lot Size	0.371 acres (16,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Oct 2015)
Tax Bill	$21,000 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`675-174-21`

Property Details

APN / Parcel Number

Primary APN	`675-174-21`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,101 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	16,150 sqft (0.371 acres)
Garage Area	650 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2 ZOCALA
City	SAN CLEMENTE
State	CA
Zip	92673-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8575 BLK LOT 107
Legal Subdivision	8585
Legal Tract	8575
Legal Lot Number	107
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3036
Census Tract	42205

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 ZOCALA, SAN CLEMENTE, CA 92673-2746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Feb 2, 2018	Quit Claim Deed, Transfer BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2015 · Amount on Record
Deed Sale	Oct 23, 2015 · Amount on Record
Prior Sale	Oct 3, 2003 · Amount on Record
Deed Document Number	2015552488
Last Transfer Date	Jan 12, 2018
Transfer Doc	0000037883
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2 ZOCALA, SAN CLEMENTE, CA 92673-2746
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ZOCALA, SAN CLEMENTE, CA 92673-2746

Mortgage

Document Number	0000033259
Date	Feb 11, 2026
Instrument	2026000033259

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 2, 2018
Property Address	2 ZOCALA, SAN CLEMENTE, CA 92673-2746
Document Number	0000037883
Instrument Date	Jan 12, 2018
Instrument	37883
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 ZOCALA SAN CLEMENTE CA 926732746, SAN CLEMENTE, CA 92673-2746

Mortgage

Document Number	37884
Date	Feb 2, 2018
Instrument	37884

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,129,043 (+2%) Land $695,976 Building $1,433,067
2025	$21,000.00 (+3.9%) Homeowner's exemption	$2,087,298 (+4.04%) Land $682,330 Building $1,404,968
2023	$20,211.00 (+1.95%) Homeowner's exemption	$2,006,247 Land $655,835 Building $1,350,412
2022	$19,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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