2 York Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 2 York Ave, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,160 sqft · built 1922
Lot Size	0.188 acres (8,178 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2020)
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WEST M:77 B:197`

Property Details

APN / Parcel Number

Primary APN	`WEST M:77 B:197`
Alternative APNs	`M:077 B:197 L` `20035900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	3,624 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,178 sqft (0.188 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20035900
Street Address	2 YORK AVE
City	WESTERLY
State	RI
Zip	02891-2311
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	197
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1003
Census Tract	50802

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 DEER RUN, WESTERLY, RI 02891-3548
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Warranty Deed, Transfer · Conventional Mortgage OCEAN STATE CMNTY CU
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	20204874
Deed Book / Page	2020 / 21399
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 9, 2020
Property Address	2 YORK AVE, WESTERLY, RI 02891-2311
Document Number	2020-1399
Book / Page	002020 / 021399
Instrument Date	Oct 8, 2020
Instrument	4874
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 YORK AVE WESTERLY RI 028912311, WESTERLY, RI 02891-2311

Mortgage

Document Number	2020-1401
Date	Oct 9, 2020
Book Page	002020/021401
Instrument	4875

Lender

Name	OCEAN STATE CMNTY CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	2 YORK AVE, WESTERLY, RI 02891-2311
Document Number	2019-6818
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 WATCH HILL RD WESTERLY RI 028915043, WESTERLY, RI 02891-5043

Mortgage

Document Number	2019-6818
Date	Oct 7, 2019
Book Page	002019/016818
Instrument	4278

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,322.00 (+9.03%)	$427,000 (+42.38%) Land $152,400 Building $274,600	$436,923
2023	$3,047.00 (+0.59%)	$299,900 (-) Land $109,000 Building $190,900
2022	$3,029.00	$299,900 Land $109,000 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T.

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