Middlesex County and Melrose City property record for 2 Winter St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1950 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $357,750 (Jul 2011) |
| Tax Bill | $67 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Aug 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0D7 P:0000185 |
| Primary APN | MELR M:0D7 P:0000185 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,256 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,708 sqft (0.154 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 2 WINTER ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-3921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URB |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 336300 |
Source: Middlesex County and Melrose City records · APN MELR M:0D7 P:0000185
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 WINTER ST, MELROSE, MA 02176-3921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Aug 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DITECH FINANCIAL LLC |
| Jul 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2011 · Amount on Record |
| Deed Sale | Jul 13, 2011 · Amount on Record |
| Prior Sale | Jun 29, 2006 · Amount on Record |
| Deed Document Number | 201112 |
| Deed Book / Page | 57132 / 599 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 2 WINTER ST, MELROSE, MA 02176-3921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079630-492 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 79630/492 |
| Instrument | 18079 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 2 WINTER ST, MELROSE, MA 02176-3921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73089-102 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 73089/102 |
| Instrument | 118255 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 2 WINTER ST, MELROSE, MA 02176-3921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75099-217 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 75099/217 |
| Instrument | 111997 |
| Name | FIRST SB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
Source: Middlesex County and Melrose City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67.00 (-98.95%) | $681,400 (+5.55%) Land $426,500 Building $254,900 | $595,935 |
| 2024 | $6,411.00 (+2.2%) | $645,600 (+7.24%) Land $398,900 Building $246,700 | |
| 2023 | $6,273.00 | $602,000 Land $371,400 Building $230,600 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 802 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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