Black Hawk County property record for 2 Winter Ridge Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,490 sqft · built 1949 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14,554 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-17-401-002 |
| Primary APN | 8913-17-401-002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,490 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 1,537 sqft |
| Finished Basement | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,384 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 213 sqft |
| Deck Area | Deck Area |
| Patio Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2 WINTER RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUR SEASONS PARK LOT 13 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 17 |
| Legal Subdivision | FOUR SEASONS PARK |
| Legal Lot Number | 13 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1503 |
2 Winter Ridge Rd is owned and occupied by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 WINTER RIDGE RD, WATERLOO, IA 50701-1049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2 Winter Ridge Rd was $14,554, down 6.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,554.00 (-6.43%) | $756,770 Land $84,000 Building $672,770 | $756,770 Land $84,000 Building $672,770 |
| 2024 | $15,554.00 | ||
| 2023 | $753,550 (+42.5%) Land $84,000 Building $669,550 | $753,550 Land $84,000 Building $669,550 | |
| 2022 | $12,168.00 | $528,810 Land $84,000 Building $444,810 | |
| 2021 | $528,810 Land $84,000 Building $444,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Winter Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Winter Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Metronet, Nextlink.
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