2 Winter Garden Ct, Olney, MD 20832 Property Records

Montgomery County property record for 2 Winter Garden Ct, Olney, MD 20832

Property Summary

Property Type	Townhouse
Details	3 ba · 1,452 sqft · built 1992
Lot Size	0.096 acres (4,200 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (May 2021)
Tax Bill	$5,014 (2025)
Deeds & Mortgages	May 2021 Sale Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-02913845`

Property Details

APN / Parcel Number

Primary APN	`08-02913845`
Alternative APN	`02913845`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	748 sqft
Basement Area	1 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,200 sqft (0.096 acres)
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	100 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02913845
Street Address	2 WINTER GARDEN CT
City	OLNEY
State	MD
Zip	20832-1535
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RE2
Legal Description	HALLOWELL
Legal Subdivision	HALLOWELL
Legal Block	O
Legal Lot Number	175
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	2
Census Block	2014
Census Tract	701315

Owner

2 Winter Garden Ct, a townhouse, is owned and occupied by an individual who bought it in May 2021.

Source: Montgomery County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2 WINTER GARDEN CT, OLNEY, MD 20832-1535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed, Transfer LANDMARK TITLE, LANDMARK TITLE SERVICES INC
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Apr 24, 2014 · Amount on File
Deed Book / Page	62964 / 396
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 12, 2021
Property Address	2 WINTER GARDEN CT, OLNEY, MD 20832-1535
Document Number	0629640396
Book / Page	62964 / 396
Map Reference	MB 161 PL 18196
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	LANDMARK TITLE, LANDMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$6,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2 WINTER GARDEN CT, OLNEY, MD 20832-1535

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2 WINTER GARDEN CT, OLNEY, MD 20832-1535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600350265
Date	Jul 14, 2020
Book Page	60035/265

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2 Winter Garden Ct was $5,014.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,000 (+3.06%) Land $158,400 Building $304,600	$463,000 (-) Land $158,400 Building $304,600
2025	$5,014.00	$449,267	$463,000 Land $158,400 Building $304,600
2023		$421,800 Land $158,400 Building $263,400	$421,800 Land $158,400 Building $263,400
2022	$4,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Winter Garden Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Winter Garden Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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