2 Winston St, #A, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 2 Winston St, #A, Saugus, MA 01906

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,246 sqft · built 2018
Owner	Individual Name on File
Last Sale	$710,000 (Oct 2024)
Tax Bill	$7,197 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`SAUG M:004-H B:0008 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:004-H B:0008 L:0001`
Alternative APN	`2004032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,246 sqft Living Area
Gross Area	2,407 sqft
Basement Area	585 sqft
Finished Basement	585 sqft
Unfinished Basement	585 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2004032
Street Address	2 WINSTON ST, A
City	SAUGUS
State	MA
Zip	01906-3016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NA
Legal Block	8
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4002
Census Tract	208102

Owner

2 Winston St, #A is owned by an individual who bought it in October 2024.

Source: Essex County and Saugus Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2 WINSTON ST, 2A, SAUGUS, MA 01906-3016
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 4, 2020	Condominium Deed, Subdivision Related Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2024 · Amount on File
Deed Sale	Oct 3, 2024 · Amount on File
Prior Sale	Mar 13, 2023 · Amount on File
Deed Document Number	20242060
Deed Book / Page	42358 / 227
Record Updated	Sep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 13, 2023
Property Address	2 WINSTON ST # A, A, SAUGUS, MA 01906-3016
Document Number	041474-279
Book / Page	41474 / 279
Instrument Date	Mar 13, 2023
Instrument	20230313002900
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WINSTON ST # 2A, 2A, SAUGUS, MA 01906-3016

Mortgage

Document Number	230313002910
Date	Mar 13, 2023
Instrument	230313002910

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Condominium Deed, Subdivision Related Transfer

Document Type	Condominium Deed
Jurisdiction	SALEM MA
Recording Date	Mar 4, 2020
Property Address	2 WINSTON ST # A, A, SAUGUS, MA 01906-3016
Document Number	38309-209
Book / Page	038309 / 000209
Instrument Date	Mar 3, 2020
Instrument	4001240
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,453.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WINSTON ST #2A SAUGUS MA 019063016, 2A, SAUGUS, MA 01906-3016

Mortgage

Document Number	38309-212
Date	Mar 4, 2020
Book Page	038309/000212
Instrument	4001250

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Mortgage

Document Number	610482,
Date	Mar 4, 2020
Instrument	610482

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2 Winston St, #A was $7,197, up 7.1% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,197.00 (+7.05%)	$673,900 (+6.75%) Building $673,900	$672,220
2024	$6,723.00 (+12.58%)	$631,300 (+19.02%) Building $631,300
2023	$5,972.00	$530,400 Building $530,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Winston St, #A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 87 individual policies
Nearby Flood Policies	95 units insured incl. 8 condo units
Nearby Flood Claims	103 (1978–2024)
Claims Outside the SFHA	7 of 103
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 10 claims Extreme Weather Conditons And Flooding, Oct 1996 · 11 claims Coastal Storm, Oct 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Winston St, #A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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