2 Winemack St, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 2 Winemack St, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1988
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$4,877 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0004 B:0126 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0004 B:0126 L:000`
Alternative APN	`534`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,708 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	534
Street Address	2 WINEMACK ST
City	OAK BLUFFS
State	MA
Zip	02557-7336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	126
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	1
Census Block	1010
Census Tract	200200

Owner

2 Winemack St is owned by an individual who acquired it in October 2019.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 269, VINEYARD HAVEN, MA 02568-0269
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2025	Deed of Trust, Mortgage · ARM MARTHAS VINEYARD BANK
Oct 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 31, 2019
Transfer Doc	1510-718
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	2 WINEMACK ST, OAK BLUFFS, MA 02557-7336
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001701-149
Date	Feb 3, 2025
Book Page	1701/149
Instrument	202500000500

Lender

Name	MARTHAS VINEYARD BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Mar 1, 2030

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Oct 31, 2019
Property Address	2 WINEMACK ST, OAK BLUFFS, MA 02557-7336
Document Number	1510-718
Book / Page	001510 / 000718
Instrument Date	Oct 31, 2019
Instrument	6274
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 269 VINEYARD HAVEN MA 025680269, VINEYARD HAVEN, MA 02568-0269

Tax Assessment & Valuation

The 2025 property tax bill for 2 Winemack St was $4,877, up 1.2% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,877.00 (+1.22%)	$965,700 (+4.83%) Land $507,000 Building $458,700	$1,077,367
2024	$4,818.00 (-4.71%)	$921,200 (-3.79%) Land $460,700 Building $460,500
2023	$5,056.00	$957,500 Land $488,400 Building $469,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Winemack St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	18 (1991–2018)
Most Recent Claim	Mar 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Coastal Storm, Oct 1991 · 4 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Winemack St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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