2 Wine Spring Garth, Towson, MD 21204 Property Records

Baltimore County property record for 2 Wine Spring Garth, Towson, MD 21204

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,867 sqft · built 1960
Lot Size	0.764 acres (33,280 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Nov 2019)
Tax Bill	$3,297 (2023)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2018 Mortgage + 4 more
APN	`09-0902206870`

Property Details

APN / Parcel Number

Primary APN	`09-0902206870`
Alternative APNs	`90902206870` `0902206870`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,867 sqft Total Area
1st Floor Area	1,867 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	33,280 sqft (0.764 acres)
Lot Width	52 ft Width
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Pool Area	924 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	0902206870
Old Parcel Number	90902206870
Street Address	2 WINE SPRING GARTH
City	TOWSON
State	MD
Zip	21204-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 WINE SPRING GARTH RUXTON RIDGE
Legal Subdivision	RUXTON RIDGE
Legal Block	A
Legal Lot Number	7
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	490500

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 WINE SPRING GARTH, TOWSON, MD 21204-3626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · ARM CREDIT UNION MORTGAGE ASSOCIATION INC
Jul 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2019	Grant Deed, Transfer · Conventional Mortgage CENTURY LNDG
Nov 20, 2019	Grant Deed, Transfer MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Prior Sale	Nov 20, 2019 · Amount on File
Deed Document Number	0042140244
Deed Book / Page	42140 / 244
Record Updated	Jun 7, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2 WINE SPRING GARTH, TOWSON, MD 21204-3626
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0387330280
Date	Mar 15, 2017
Book Page	0038733/280

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION INC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2 WINE SPRING GARTH, TOWSON, MD 21204-3626
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0404500061
Date	Jul 5, 2018
Book Page	0040450/061

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	TOWSON, MD 21204

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2 WINE SPRING GARTH, TOWSON, MD 21204-3626
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0432870088
Date	Aug 26, 2020
Book Page	43287/88

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2 WINE SPRING GARTH, TOWSON, MD 21204-3626
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ENDEAVOR TITLE LLC, IENDEAVOR TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WINE SPRING GARTH, TOWSON, MD 21204-3626

Mortgage

Document Number	0457100308
Date	Oct 29, 2021
Book Page	45710/308

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 20, 2019
Property Address	2 WINE SPRING GARTH, TOWSON, MD 21204-3626
Document Number	0421400244
Book / Page	042140 / 000244
Instrument Date	Nov 6, 2019
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 WINE SPRING GARTH TOWSON MD 212043626, TOWSON, MD 21204-3626

Mortgage

Document Number	421400250
Date	Nov 20, 2019
Book Page	042140/000250

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 20, 2019
Property Address	2 WINE SPRING GARTH, TOWSON, MD 21204-3626
Document Number	0421400238
Book / Page	042140 / 000238
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Transaction

Amount	Amount on Record
Tax	$485.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 WINE SPRING GARTH TOWSON MD 212043626, TOWSON, MD 21204-3626
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,297.00 Homeowner's exemption	$495,633	$521,100 Land $231,200 Building $289,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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