2 Windy Reef Ct, Barnegat, NJ 08005 Property Records

Ocean County and Barnegat Township property record for 2 Windy Reef Ct, Barnegat, NJ 08005

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,040 sqft · built 2004
Lot Size	0.171 acres (7,427 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Sep 2026)
Tax Bill	$8,198 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-00095-50-00028`

Property Details

APN / Parcel Number

Primary APN	`01-00095-50-00028`
Alternative APN	`0100095005000028`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,427 sqft (0.171 acres)
Lot Dimensions	104 ft deep x 69 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 WINDY REEF CT
City	BARNEGAT
State	NJ
Zip	08005-5608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLAC
Legal Description	7425 SF
Legal Subdivision	MIRAGE/HOLIDAY CITY-BARNEGAT S
Legal Block	95.50
Legal Lot Number	28
Jurisdiction	OCEAN NJ
Township / Civil Division	BARNEGAT
Census Block Group	1
Census Block	1006
Census Tract	734005

Owner

2 Windy Reef Ct is owned and occupied by two individuals who bought it in September 2026.

Source: Ocean County and Barnegat Township records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 WINDY REEF CT, BARNEGAT, NJ 08005-5608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Bargain and Sale Deed, Transfer TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE
Apr 18, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 23, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Nov 18, 2004 · Amount on File
Deed Document Number	202673466
Deed Book / Page	20495 / 873
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 10, 2026
Property Address	2 WINDY REEF CT, BARNEGAT, NJ 08005-5608
Document Number	0000073466
Book / Page	20495 / 873
Instrument Date	Aug 13, 2026
Instrument	202673466
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE

Transaction

Amount	Amount on Record
Tax	$47,975.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WINDY REEF CT, BARNEGAT, NJ 08005-5608

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2 WINDY REEF CT, BARNEGAT, NJ 08005-5608
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189971007
Date	Apr 18, 2022
Book Page	18997/1007
Instrument	2022046770

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2 WINDY REEF CT, BARNEGAT, NJ 08005-5608
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186431452
Date	Aug 23, 2021
Book Page	18643/1452
Instrument	2021123347

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2 Windy Reef Ct was $8,198 with a veteran's exemption, up 7% from the year before.

Source: Ocean County and Barnegat Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Barnegat Township
Unified School District	Barnegat Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,900 (-) Land $87,400 Building $178,500	$265,900 (-) Land $87,400 Building $178,500
2025	$8,198.00 (+6.95%) Veteran's exemption	$265,900 Land $87,400 Building $178,500	$265,900 Land $87,400 Building $178,500
2024	$7,665.00
2023		$265,900 Land $87,400 Building $178,500	$265,900 Land $87,400 Building $178,500
2022	$7,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Windy Reef Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Windy Reef Ct is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 88% of New Jersey
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARNEGAT TWP WATER SEWER serves 20,000 people · EPA ID NJ1533001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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