2 Windsor Ct, Elkton, MD 21921 Property Records

Cecil County property record for 2 Windsor Ct, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,942 sqft · built 2000
Lot Size	0.317 acres (13,809 sqft)
Owner	2 Individual Names on File
Last Sale	$142,900 (Dec 2000)
Tax Bill	$4,721 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-086658`

Property Details

APN / Parcel Number

Primary APN	`03-086658`
Alternative APNs	`3086658` `086658`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,942 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,809 sqft (0.317 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	086658
Street Address	2 WINDSOR CT
City	ELKTON
State	MD
Zip	21921-6515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 96 - .3171 ACRE 2 WINDSOR COURT KENSINGTON COURTS
Legal Subdivision	KENSINGTON COURTS
Legal Block	3
Legal Lot Number	96
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1022
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 Windsor Ct is owned and occupied by two individuals who bought it in December 2000.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 WINDSOR CT, ELKTON, MD 21921-6515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2000 · Amount on File
Deed Sale	Dec 5, 2000 · Amount on File
Prior Sale	Nov 30, 1988 · Amount on File
Deed Document Number	2000250810
Deed Book / Page	948 / 375
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	2 WINDSOR CT, ELKTON, MD 21921-6515
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	GUARANTEED TRUST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045570176
Date	Feb 26, 2020
Book Page	4557/176

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	2 WINDSOR CT, ELKTON, MD 21921-6515
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050640058
Date	Dec 22, 2021
Book Page	5064/58

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2 Windsor Ct was $4,721 with a homeowner's exemption, up 5.2% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,721.00 (+5.17%) Homeowner's exemption	$286,667	$307,300 Land $96,800 Building $210,500
2025	$4,489.00 Homeowner's exemption
2023	$3,531.00 Homeowner's exemption	$243,167	$245,400 Land $65,300 Building $180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Windsor Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Windsor Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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