2 Windermere Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 2 Windermere Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,907 sqft · built 1985
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on File
Last Sale	$1,890 (Aug 2026)
Tax Bill	$1,170 (2023)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7018-00130-0150`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7018-00130-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,907 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	1,907 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1999
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,892 sqft (0.273 acres)
Driveway	Concrete Driveway
Driveway Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 WINDERMERE PL
City	PALM COAST
State	FL
Zip	32164-7612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECT 18 BL 13 LT 15 OR 197 PG 178 OR 230 PG 972 OR 250 PG 281 OR 455 PG 1363(ACM) OR 474 PG 759 OR 474 PG 760 OR 474 PG 762 OR 494 PG 144(DC)OR 542 PG 1978 OR 543 PG 78(PROBATE FILE 95-32-CP)OR 548 PG 1864
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	13
Legal Lot Number	15
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1007
Census Tract	60211

Owner

Source: Flagler County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 WINDERMERE PL, PALM COAST, FL 32164-7612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE
Jan 11, 2024	Warranty Deed, Transfer · Conventional Mortgage SPACE COAST CU
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Jan 11, 2024 · Amount on File
Deed Document Number	202634098
Deed Book / Page	3081 / 181
Prior Transfer Date	Oct 16, 1995
Prior Transfer Doc	0542001978
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 21, 2026
Property Address	2 WINDERMERE PL, PALM COAST, FL 32164-7612
Document Number	0000034098
Book / Page	3081 / 181
Instrument Date	Aug 11, 2026
Instrument	202634098
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	TRULY YOURS TITLE LLC, TRULY YOURS TITLE

Transaction

Amount	Amount on Record
Tax	$1,336.23
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WINDERMERE PL, PALM COAST, FL 32164-7612

Mortgage

Document Number	0000034099,
Date	Aug 21, 2026
Book Page	3081/183
Instrument	202634099

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 11, 2024
Property Address	2 WINDERMERE PL, PALM COAST, FL 32164-7612
Document Number	0028390760
Book / Page	2839 / 760
Map Reference	MB 7 PG 19-24
Instrument Date	Dec 29, 2023
Instrument	2024001563
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14125 FALDO CT, HUDSON, FL 34667-8540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WINDERMERE PL, PALM COAST, FL 32164-7612

Mortgage

Document Number	0002839762
Date	Jan 11, 2024
Instrument	2839/762

Lender

Name	SPACE COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	10.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2 WINDERMERE PL, PALM COAST, FL 32164-7612
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025261951
Date	Feb 15, 2021
Book Page	2526/1951
Instrument	2021007699

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,469 (+73.6%)	$255,541 (+5.86%) Land $51,500 Building $204,041
2023	$1,170.00 (-4.49%) Homeowner's exemption Widower's exemption	$110,869 (+3%)	$241,405 (+0.07%) Land $42,500 Building $198,905
2022	$1,225.00 Homeowner's exemption Widower's exemption	$107,639	$241,230 Land $48,000 Building $193,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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