2 Willoughby Ct, Algonquin, IL 60102 Property Records

Kane County property record for 2 Willoughby Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,425 sqft · built 1994
Lot Size	0.337 acres (14,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,500 (Aug 2006)
Tax Bill	$11,101 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-05-276-014`

Property Details

APN / Parcel Number

Primary APN	`03-05-276-014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,425 sqft Living Area
Gross Area	4,161 sqft
1st Floor Area	1,364 sqft
Basement Area	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Lot Area	14,696 sqft (0.337 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2 WILLOUGHBY CT
City	ALGONQUIN
State	IL
Zip	60102-5157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 IN WILLOUGHBY FARMS UNIT 15
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	70
Legal Unit	15
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4009
Census Tract	850106

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 WILLOUGHBY CT, ALGONQUIN, IL 60102-5157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 7, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 19, 2020	Deed of Trust, Mortgage HOMEBRIDGE FIN'L SVCS INC
Nov 27, 2018	Quit Claim Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2006 · Amount on Record
Deed Sale	Aug 24, 2006 · Amount on Record
Prior Sale	Jan 29, 2004 · Amount on Record
Deed Document Number	200692968
Last Transfer Date	Nov 15, 2018
Transfer Doc	0000057023
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2 WILLOUGHBY CT, ALGONQUIN, IL 60102-5157
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071963
Date	Sep 22, 2021
Instrument	2021K071963

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2 WILLOUGHBY CT, ALGONQUIN, IL 60102-5157
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005542
Date	Jan 22, 2021
Instrument	2021K005542

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

Interest

Rate	2.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2 WILLOUGHBY CT, ALGONQUIN, IL 60102-5157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EXECUTIVE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035165
Date	Aug 7, 2019
Instrument	2019K035165

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2 WILLOUGHBY CT, ALGONQUIN, IL 60102-5157
Document Number	0000017511
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 WILLOUGHBY CT ALGONQUIN IL 601025157, ALGONQUIN, IL 60102-5157

Mortgage

Document Number	0000017511
Date	Apr 8, 2020
Instrument	17511

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

Interest

Rate	3.37%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Nov 27, 2018
Property Address	2 WILLOUGHBY CT, ALGONQUIN, IL 60102-5157
Document Number	0000057023
Instrument Date	Nov 15, 2018
Instrument	57023
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	PRAIRIE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 WILLOUGHBY CT ALGONQUIN IL 601025157, ALGONQUIN, IL 60102-5157

Mortgage

Document Number	57024
Date	Nov 27, 2018
Instrument	57024

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,101.00 (+19.82%) Homeowner's exemption
2024		$147,451 (+24.46%) Land $27,254 Building $120,197	$442,530 (+24.51%) Land $81,795 Building $360,735
2022	$9,265.00 (+3.13%) Homeowner's exemption	$118,475 (+5.91%) Land $24,522 Building $93,953	$355,425 (+5.91%) Land $73,566 Building $281,859
2021	$8,984.00 Homeowner's exemption	$111,864 Land $23,154 Building $88,710	$335,592 Land $69,462 Building $266,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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