Suffolk County and Smithtown Town property record for 2 Wilderness Rd, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.93 acres (84,506 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $15,917 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473403 3.-1-13 |
| Primary APN | 473403 3.-1-13 |
|---|---|
| Alternative APNs |
|
| Lot Area | 84,506 sqft |
|---|
| Street Address | 2 WILDERNESS RD |
|---|---|
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-529626 TC-75 *3812 LOT 2 NORTHWOODS SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 135004 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 WILDERNESS RD, SAINT JAMES, NY 11780-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 6, 2026 |
| Property Address | 2 WILDERNESS RD, SAINT JAMES, NY 11780-4006 |
| Document Number | 0237200269 |
| Book / Page | 23720 / 269 |
| Instrument Date | Jan 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2 WILDERNESS RD, SAINT JAMES, NY 11780-4006 |
| Document Number | 2372000269, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 23720/269 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Municipality | Nissequogue Village |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,890 (-) Land $1,200 Building $7,690 | $1,111,250 (+10,775.42%) Land $150,000 Building $961,250 | |
| 2024 | $15,917.00 | ||
| 2023 | $8,890 Land $1,200 Building $7,690 | $10,218 Land $1,379 Building $8,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 49 (1978–2024) |
| Claims Outside the SFHA | 17 of 49 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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