2 Whitney Way, Ocean Ridge (Boynton Beach), FL 33435 Property Records

Palm Beach County property record for 2 Whitney Way, Ocean Ridge, FL 33435

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,921 sqft · built 2024
Lot Size	1.68 acres (73,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,400,000 (Feb 2025)
Tax Bill	$49,829 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`46-43-45-27-70-000-0010`

Property Details

APN / Parcel Number

Primary APN	`46-43-45-27-70-000-0010`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,921 sqft Living Area
Gross Area	6,882 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Roof Material	Concrete
Lot Area	73,560 sqft (1.68 acres)
Garage Type	Attached
Garage Area	721 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 WHITNEY WAY
City	BOYNTON BEACH
State	FL
Zip	33435-6279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	KERRIGAN SUBDIVISION LT A
Legal Range	43E
Legal Township	45S
Legal Section	27
Legal Subdivision	KERRIGAN SUBDIVISION
Legal Lot Number	A
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2006
Census Tract	5411

Owner

Source: Palm Beach County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 WHITNEY WAY, BOYNTON BEACH, FL 33435-6279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Aug 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANESCO USA
Feb 27, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERANT MORTGAGE LLC
Mar 22, 2021	Warranty Deed, Transfer UNKNOWN, PRINCETON T&E LLC
Dec 7, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE INSURANCE AGENCY IN, INDEPENDENCE TITLE INS AGCY IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	202568963
Deed Book / Page	35577 / 212
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	May 15, 2026
Property Address	2 WHITNEY WAY, BOYNTON BEACH, FL 33435-6279
Document Number	0000176687
Book / Page	36521 / 890
Instrument Date	May 8, 2026
Instrument	2026176687
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WHITNEY WAY, BOYNTON BEACH, FL 33435-6279
Investor	Possibly a Property Investor

Mortgage

Document Number	0000176687,
Date	May 15, 2026
Book Page	36521/890
Instrument	2026176687

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	2 WHITNEY WAY, OCEAN RIDGE, FL 33435-6279
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13349 60TH ST S, WELLINGTON, FL 33449-6012

Mortgage

Document Number	0337490227
Date	Aug 2, 2022
Book Page	33749/227
Instrument	20220324912

Lender

Name	BANESCO USA
Type	Bank
Address	MIAMI, FL 33134

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 27, 2025
Property Address	2 WHITNEY WAY, OCEAN RIDGE, FL 33435-6279
Document Number	0355770212
Book / Page	35577 / 212
Map Reference	MB 123 PG 50
Instrument Date	Feb 1, 2025
Instrument	20250068963
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13349 60TH ST S, WELLINGTON, FL 33449-6012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WHITNEY WAY, OCEAN RIDGE, FL 33435-6279

Mortgage

Document Number	0035577221
Date	Feb 27, 2025
Instrument	35577/221

Lender

Name	AMERANT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2035
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 22, 2021
Property Address	2 WHITNEY WAY, OCEAN RIDGE, FL 33435-6279
Document Number	0323001285
Book / Page	32300 / 1285
Map Reference	MB 123 PG 50
Instrument Date	Mar 10, 2021
Instrument	20210124996
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, PRINCETON T&E LLC

Transaction

Amount	Amount Recorded
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2753 HAMPTON CIR S, DELRAY BEACH, FL 33445-7120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13349 60TH ST S, WELLINGTON, FL 33449-6012

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 7, 2017
Property Address	2 WHITNEY WAY, OCEAN RIDGE, FL 33435
Document Number	0295141531
Book / Page	029514 / 001531
Instrument Date	Nov 30, 2017
Instrument	430802
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	INDEPENDENCE TITLE INSURANCE AGENCY IN, INDEPENDENCE TITLE INS AGCY IN

Transaction

Amount	Amount Recorded
Tax	$3,955.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 N OCEAN BLVD OCEAN RIDGE FL 334355216, OCEAN RIDGE, FL 33435-5216

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Ocean Ridge Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$49,829.00 (+312.32%)	$2,725,578 (+260.41%)	$2,725,578 (+260.41%) Land $635,250 Building $2,090,328
2023	$12,085.00 (+16.38%)	$756,250 (+37.5%) Land $756,250	$756,250 (+37.5%) Land $756,250
2022	$10,384.00	$550,000 Land $550,000	$550,000 Land $550,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	525 units insured incl. 233 condo units
Nearby Flood Claims	53 (1979–2024)
Claims Outside the SFHA	14 of 53
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 17 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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