2 Whitehead Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 2 Whitehead Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,273 sqft · built 1994
Lot Size	0.034 acres (1,491 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Aug 2018)
Tax Bill	$11,435 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-00165-01-00002`

Property Details

APN / Parcel Number

Primary APN	`06-00165-01-00002`
Alternative APNs	`0600165000100002` `S001`

Interior

Building Area	2,273 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	1,491 sqft (0.034 acres)

Location & Zoning

Account Number	S001
Street Address	2 WHITEHEAD RD
City	BRIDGEWATER
State	NJ
Zip	08807-7041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDU5
Legal Description	HILLTOWNE PARK BLDG 2 UNIT 46
Legal Subdivision	MILLTOWNE PARK BLDG 02
Legal Block	165.1
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1006
Census Tract	50704

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Aug 23, 2018	Grant Deed, Transfer · Conventional with PMI GET A RATE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Prior Sale	Jun 10, 2013 · Amount on Record
Deed Document Number	201832261
Deed Book / Page	7066 / 2181
Prior Transfer Date	May 27, 2010
Prior Transfer Doc	0000023689
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	2 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7041
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002412
Date	Jan 18, 2022
Book Page	7417/2604
Instrument	2022002412

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	2 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7041
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023025
Date	Apr 9, 2021
Book Page	7330/892
Instrument	2021023025

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	2 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7041
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUALITY TTL & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022523
Date	Jun 2, 2020
Book Page	7215/1805
Instrument	2020022523

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 23, 2018
Property Address	2 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7041
Document Number	0000032261
Book / Page	007066 / 002181
Instrument Date	Aug 21, 2018
Instrument	32261
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 WHITEHEAD RD BRIDGEWATER NJ 088077041, BRIDGEWATER, NJ 08807-7041

Mortgage

Document Number	32262
Date	Aug 23, 2018
Book Page	007066/002186
Instrument	32262

Lender

Name	GET A RATE LLC
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,200 (+8.5%) Land $250,000 Building $393,200	$643,200 (+8.5%) Land $250,000 Building $393,200
2025	$11,435.00 (-1.32%)	$592,800 (+8.85%) Land $235,000 Building $357,800	$592,800 (+8.85%) Land $235,000 Building $357,800
2024	$11,588.00 (+13.55%)
2023		$544,600 Land $235,000 Building $309,600	$544,600 Land $235,000 Building $309,600
2022	$10,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	14 (1982–2021)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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