2 Whispering Oaks Dr, Kewanee, IL 61443 Property Records

Henry County property record for 2 Whispering Oaks Dr, Kewanee, IL 61443

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,585 sqft · built 1978
Lot Size	5.02 acres (218,671 sqft)
Owner	Individual Name on File
Last Sale	$325,500 (Nov 2022)
Tax Bill	$8,738 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-27-200-009`

Property Details

APN / Parcel Number

Primary APN	`20-27-200-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,585 sqft Total Area
1st Floor Area	1,585 sqft
Basement Area	1,585 sqft
Unfinished Basement	1,585 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Roof Material	Wood
Lot Area	218,671 sqft (5.02 acres)
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Street Address	2 WHISPERING OAKS DR
City	KEWANEE
State	IL
Zip	61443-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 WHISPERING OAKS SUB OF LT 7 SUB OF NE SEC 27 T15N R5E
Legal Range	05E
Legal Township	15N
Legal Section	27
Legal Subdivision	WHISPERING OAKS SUB
Legal Block	200
Legal Lot Number	2,7
Jurisdiction	HENRY IL
Township / Civil Division	KEWANEE
Census Block Group	1
Census Block	1010
Census Tract	30600

Owner

2 Whispering Oaks Dr is owned and occupied by an individual who bought it in November 2022.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2 WHISPERING OAKS DR, KEWANEE, IL 61443-1100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL SAVINGS & LOAN ASSOCI
May 10, 2018	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL SAVINGS & LOAN ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Aug 4, 2005 · Amount on File
Deed Document Number	20226451
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 3, 2022
Property Address	2 WHISPERING OAKS DR, KEWANEE, IL 61443-1100
Document Number	0000006451
Instrument Date	Nov 1, 2022
Instrument	20-2206451
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 WHISPERING OAKS DR # 2, 2, KEWANEE, IL 61443-1100

Mortgage

Document Number	0000006452
Date	Nov 3, 2022
Instrument	20-2206452

Lender

Name	UNION FEDERAL SAVINGS & LOAN ASSOCI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate	4.62%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	2 WHISPERING OAKS DR, KEWANEE, IL 61443-1100
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002562
Date	May 10, 2018
Instrument	20-1802562

Lender

Name	UNION FEDERAL SAVINGS & LOAN ASSOCIATION
Type	Bank
Address	KEWANEE, IL 61443

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2 Whispering Oaks Dr was $8,738 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Kewanee Township
Unified School District	Kewanee Community Unit School District 229 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,738.00	$124,349 Land $14,519 Building $109,830	$373,047 Land $43,557 Building $329,490
2022		$77,110 Land $11,092 Building $66,018	$231,330 Land $33,276 Building $198,054
2021	$5,030.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Whispering Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Whispering Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEWANEE serves 12,509 people · EPA ID IL0730650
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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