Haywood County property record for 2 Whisper St, Clyde, NC 28721
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2007 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Apr 2023) |
| Tax Bill | $887 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-83-9345 |
| Primary APN | 8637-83-9345 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Heated Area |
| Gross Area | 1,804 sqft |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Lot Area | 20,081 sqft (0.461 acres) |
| Porch | Patio |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 278048 |
|---|---|
| Street Address | 2 WHISPER ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-7110 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CR1 |
| Legal Description | PT #25 A & PT #24 LAKE VIEW ESTATES |
| Legal Subdivision | LAKE VIEW ESTATES |
| Legal Unit | 25 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 920501 |
2 Whisper St, a mobile home, is owned and occupied by two individuals who bought it in April 2023.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 WHISPER ST, CLYDE, NC 28721-7110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on File |
| Deed Sale | Apr 10, 2023 · Amount on File |
| Prior Sale | Nov 10, 2016 · Amount on File |
| Deed Document Number | 20232839 |
| Deed Book / Page | 1084 / 449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 10, 2023 |
| Property Address | 2 WHISPER ST, CLYDE, NC 28721-7110 |
| Document Number | 0010840449 |
| Book / Page | 1084 / 449 |
| Map Reference | CAB C SL 6765 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023002839 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 WHISPER ST, CLYDE, NC 28721-7110 |
| Document Number | 0010840452 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 1084-0452 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 2 Whisper St was $887.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,100 (-) Land $18,600 Building $93,500 | ||
| 2025 | $887.00 | $112,100 Land $18,600 Building $93,500 | $112,100 Land $18,600 Building $93,500 |
| 2023 | $112,100 Land $18,600 Building $93,500 | $112,100 Land $18,600 Building $93,500 | |
| 2021 | $112,100 Land $18,600 Building $93,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2 Whisper St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (2021–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Whisper St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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