Essex County and Salem City property record for 2 West Ter, Salem, MA 01970
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,740 sqft · built 1930 |
| Lot Size | 0.105 acres (4,591 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $677,900 (May 2021) |
| Tax Bill | $8,058 (2026) |
| Deeds & Mortgages | Feb 2021 Line of Credit May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:33 L:0741 |
| Primary APN | SALE M:33 L:0741 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,740 sqft Living Area |
| Gross Area | 3,367 sqft |
| Basement Area | 1,320 sqft |
| Finished Basement | 880 sqft |
| Unfinished Basement | 440 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,591 sqft (0.105 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 2 WEST TER |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-5431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 741 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 204101 |
Source: Essex County and Salem City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 WEST TER, SALEM, MA 01970-5431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| May 5, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC |
| Apr 7, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2021 · Amount on Record |
| Deed Sale | May 5, 2021 · Amount on Record |
| Prior Sale | Jan 1, 1974 · Amount on Record |
| Deed Book / Page | 39846 / 585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 2 WEST TER, SALEM, MA 01970-5431 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039492-568 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 39492/568 |
| Instrument | 20210204000750 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | May 5, 2021 |
| Property Address | 2 WEST TER, SALEM, MA 01970-5431 |
| Document Number | 039846-585 |
| Book / Page | 39846 / 585 |
| Instrument Date | May 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 WEST TER, SALEM, MA 01970-5431 |
| Document Number | 0039846587 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 39846/587 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Apr 7, 2021 |
| Property Address | 2 WEST TER, SALEM, MA 01970-5431 |
| Document Number | 39744-380 |
| Book / Page | 39744 / 380 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 20210407004580 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 WEST TER, SALEM, MA 01970-5431 |
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,058.00 (+5.1%) | $747,500 (+10.56%) Land $225,700 Building $513,800 | $832,780 (-10.03%) |
| 2025 | $7,667.00 (+2.95%) | $676,100 (+5.49%) Land $203,100 Building $473,000 | $925,585 |
| 2024 | $7,447.00 (+3.36%) | $640,900 (+11.29%) Land $193,000 Building $447,900 | |
| 2023 | $7,205.00 | $575,900 Land $178,200 Building $397,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 16 units insured incl. 6 condo units |
| Nearby Flood Claims | 10 (1979–2018) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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