2 West Ct, Derby, CT 06418 Property Records

Derby City property record for 2 West Ct, Derby, CT 06418

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,421 sqft · built 1989
Lot Size	4.71 acres (205,591 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jan 2023)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	Jul 2021 Refinance Jan 2023 Sale + 2 more
Flood Zone	Zone A (high risk)
APN	`DERB M:3 B:2 L:20-21-22-005257`

Property Details

APN / Parcel Number

Primary APN	`DERB M:3 B:2 L:20-21-22-005257`
Alternative APNs	`005257` `9752` `5257`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	205,591 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	5257
Street Address	2 WEST CT
City	DERBY
State	CT
Zip	06418-2643
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-M
Legal Subdivision	WEST COURT
Legal Block	2
Legal Lot Number	20
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	1
Census Block	1012
Census Tract	120100

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 WEST CT, DERBY, CT 06418-2643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NUTMEG STATE FEDERAL CREDIT UNION
Jan 30, 2023	Warranty Deed, Transfer
May 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC
Jun 13, 2018	Warranty Deed, Transfer LAKEVIEW LOAN SERVIC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	20232174
Deed Book / Page	899 / 107
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	2 WEST CT, DERBY, CT 06418-2643
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000854-19
Date	Jul 14, 2021
Book Page	854/19
Instrument	1352

Lender

Name	NUTMEG STATE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Jan 30, 2023
Property Address	2 WEST CT, DERBY, CT 06418-2643
Document Number	000899-107
Book / Page	899 / 107
Instrument Date	Jan 24, 2023
Instrument	2174
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PINE TREE HILL RD, SHELTON, CT 06484-1860

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	May 11, 2022
Property Address	2 WEST CT, DERBY, CT 06418-2643
Document Number	000882-294
Book / Page	882 / 294
Instrument Date	May 9, 2022
Instrument	845
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 HAZEL ST APT 204, 204, JOHNSON CITY, TN 37604-1691

Mortgage

Document Number	0000000846
Date	May 11, 2022
Instrument	846

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Jun 13, 2018
Property Address	2 WEST CT, DERBY, CT 06418-2643
Document Number	778-202
Book / Page	778 / 202
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7780205
Date	Jun 13, 2018
Instrument	00778/0205

Lender

Name	LAKEVIEW LOAN SERVIC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,076.00	$94,360 (-) Building $94,360	$134,800 Building $134,800
2024	$4,076.00 (+11.92%)
2023	$3,642.00	$94,360 (-) Building $94,360
2022	$3,642.00	$94,360 Building $94,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EAST DERBY private · serves 1,101 people · EPA ID CT0378011
Water Source	Purchased surface water from REGIONAL WATER AUTHORITY
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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