McLean County property record for 2 Waterside Cir, Bloomington, IL 61704 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,117 sqft · built 1999 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Jun 2010) |
| Tax Bill | $7,346 (2024) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Jul 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-31-177-001 |
| Primary APN | 15-31-177-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,117 sqft Living Area |
| Gross Area | 3,843 sqft |
| 1st Floor Area | 1,159 sqft |
| Basement Area | 579 sqft |
| Finished Basement | 579 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,325 sqft (0.26 acres) |
| Lot Dimensions | 115 ft deep x 88 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 36 sqft |
| Greenhouse | Greenhouse |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2 WATERSIDE CIR |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61704-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLDEN EAGLE SUB 1ST ADD LOT 239 |
| Legal Range | 03E |
| Legal Township | 24N |
| Legal Section | 31 |
| Legal Subdivision | GOLDEN EAGLE SUB |
| Legal Lot Number | 239 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5104 |
Source: McLean County records · APN 15-31-177-001
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 WATERSIDE CIR, BLOOMINGTON, IL 61704-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage IAA CU |
| Jul 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2010 · Amount on Record |
| Deed Sale | Jun 16, 2010 · Amount on Record |
| Deed Document Number | 201013061 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2 WATERSIDE CIR, BLOOMINGTON, IL 61704-2921 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Title Company | MCLEAN COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 202300015660 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023-00015660 |
| Name | IAA CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IL 61702 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2 WATERSIDE CIR, BLOOMINGTON, IL 61704-2921 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2 WATERSIDE CIR, BLOOMINGTON, IL 61704-2921 |
| Document Number | 202200013040 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-00013040 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2032 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,322 (+17.86%) Land $24,903 Building $79,419 | $312,966 (+17.86%) Land $74,709 Building $238,257 | |
| 2024 | $7,346.00 (+5.09%) | ||
| 2023 | $6,990.00 | $88,512 Land $21,129 Building $67,383 | $265,536 Land $63,387 Building $202,149 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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