2 Waterloo Ct, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 2 Waterloo Ct, Rancho Mirage, CA 92270

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,633 sqft · built 2003
Lot Size	0.319 acres (13,939 sqft)
Owner	Company Name on Record
Tax Bill	$9,055 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`676-530-009`

Property Details

APN / Parcel Number

Primary APN	`676-530-009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,633 sqft Living Area
Gross Area	3,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Tile
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	701 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	676530009
Street Address	2 WATERLOO CT
City	RANCHO MIRAGE
State	CA
Zip	92270-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDA
Legal Description	.32 ACRES IN LOT 9 MB 303/071 TR 29887
Legal Tract	29887
Legal Lot Number	9
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1011
Census Tract	44921

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 WATERLOO CT, RANCHO MIRAGE, CA 92270-1663
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Oct 20, 2021	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 30, 2021	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 13, 2020	Grant Deed, Transfer · Conventional Mortgage SJT ENTERPRISES LLC
Jan 29, 2018	Grant Deed, Transfer OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024
Deed Sale	Nov 4, 2024
Prior Sale	Oct 29, 2024
Deed Document Number	2024-0332893
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2 WATERLOO CT, RANCHO MIRAGE, CA 92270-1663
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WATERLOO CT, RANCHO MIRAGE, CA 92270-1663

Mortgage

Document Number	0000577179
Date	Sep 28, 2021
Instrument	2021-0577179

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	5.99%
Index	Other
Max Rate	8.99%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 20, 2021
Property Address	2 WATERLOO CT, RANCHO MIRAGE, CA 92270-1663
Document Number	0000618510
Map Reference	MB 303 PG 71-74
Instrument Date	Sep 29, 2021
Instrument	2021-0618510
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WATERLOO CT, RANCHO MIRAGE, CA 92270-1663

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 30, 2021
Property Address	2 WATERLOO CT, RANCHO MIRAGE, CA 92270-1663
Document Number	0000394084
Map Reference	MB 303 PG 71-74
Instrument Date	Jun 21, 2021
Instrument	2021-0394084
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WATERLOO CT, RANCHO MIRAGE, CA 92270-1663

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 13, 2020
Property Address	2 WATERLOO CT, RANCHO MIRAGE, CA 92270-1663
Document Number	0000370289
Instrument Date	Jul 30, 2020
Instrument	370289
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 WATERLOO CT RANCHO MIRAGE CA 922701663, RANCHO MIRAGE, CA 92270-1663

Mortgage

Document Number	370290
Date	Aug 13, 2020
Instrument	370290

Lender

Name	SJT ENTERPRISES LLC
Address	CA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 29, 2018
Property Address	2 WATERLOO CT, RANCHO MIRAGE, CA 92270-1663
Document Number	0000034193
Instrument Date	Jan 8, 2018
Instrument	34193
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 WATERLOO CT RANCHO MIRAGE CA 922701663, RANCHO MIRAGE, CA 92270-1663

Mortgage

Document Number	34194
Date	Jan 29, 2018
Instrument	34194

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,055.00 (+1.75%)	$654,868 (+4.04%) Land $121,772 Building $533,096
2023	$8,899.00 (+1.48%) Homeowner's exemption	$629,442 Land $117,045 Building $512,397
2022	$8,769.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks.

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