2 Water St, Frederick, MD 21701 Property Records

Frederick County property record for 2 Water St, Frederick, MD 21701

Property Summary

Property TypeCommercial
Details2 ba · 1,224 sqft · built 1950
Lot Size0.027 acres (1,189 sqft)
OwnerCompany Name on File
Tax Bill$6,538 (2025)
Flood ZoneZone X (minimal risk)
APN02-105780

Property Details

APN / Parcel Number

Primary APN02-105780
Alternative APNs
  • 2105780
  • 105780

Interior

Full Baths2 Baths
Units4 Units
Stories2 Stories
Building Area1,224 sqft Gross Area
1st Floor Area648 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialBlock
Construction TypeConcrete Block
Roof TypeSawtooth
Roof MaterialMetal
Lot Area1,189 sqft (0.027 acres)
Lot Dimensions36.3 ft deep x 4 ft wide
View / LotCommercial/Industrial
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number105780
Street Address2 WATER ST
CityFREDERICK
StateMD
Zip21701-5620
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeDB
Legal DescriptionLT 32 3/4 X 36.3 2 WATER ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number2,32
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2021
Census Tract750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7703 BALTIMORE NATIONAL PIKE, FREDERICK, MD 21702-3557
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$352,800 (+22.25%) Land $124,800 Building $228,000$352,800 (-) Land $124,800 Building $228,000
2025$6,538.00 (+23.69%)
2023$5,286.00$288,600$352,800 Land $124,800 Building $228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996)
Most Recent ClaimJun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Water St

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