2 Water St, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 2 Water St, Danvers, MA 01923

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 4.5 ba · 3,847 sqft · built 1830
Lot Size0.411 acres (17,916 sqft)
OwnerIndividual Name on Record
Last Sale$900,000 (Jun 2017)
Tax Bill$11,819 (2025)
Deeds & MortgagesOct 2022 Refinance
Nov 2025 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNDANV M:059 L:124 P

Property Details

APN / Parcel Number

Primary APNDANV M:059 L:124 P

Interior

Bedrooms9 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms17 Rooms
Units4 Units
Stories2 Stories
Building Area3,847 sqft Living Area
Gross Area7,656 sqft
Basement Area1,976 sqft
Unfinished Basement1,976 sqft

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1830
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,916 sqft (0.411 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address2 WATER ST
CityDANVERS
StateMA
Zip01923-4801
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR1
Legal Lot Number124
JurisdictionDANVERS MA
Township / Civil DivisionDANVERS
Census Block Group1
Census Block1001
Census Tract211100

Owner

Source: Essex County and Danvers Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2 WATER ST, DANVERS, MA 01923-4801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WORKERS CU
Nov 17, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CROSSCOUNTRY MORTGAGE INC
Nov 30, 2020Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
Oct 23, 2019Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC
Jun 15, 2017Quit Claim Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2017 · Amount on Record
Deed SaleJun 15, 2017 · Amount on Record
Prior SaleJan 3, 2013
Deed Book / Page35945 / 107
Transfer Doc035945-107
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANVERS MA
Property Address2 WATER ST, DANVERS, MA 01923-4801
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041241-419
DateOct 12, 2022
Book Page41241/419
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueNov 1, 2042

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANVERS MA
Property Address2 WATER ST, DANVERS, MA 01923-4801
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043073-109
DateNov 17, 2025
Book Page43073/109
Instrument20251117001260
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2045

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANVERS MA
Property Address2 WATER ST, DANVERS, MA 01923-4801
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39235-233
DateNov 30, 2020
Book Page39235/233
Instrument20201130004380
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANVERS MA
Property Address2 WATER ST, DANVERS, MA 01923-4801
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37959-523
DateOct 23, 2019
Book Page37959/523
Instrument20191023002600
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDANVERS MA
Recording DateJun 15, 2017
Property Address2 WATER ST, DANVERS, MA 01923-4801
Document Number35945-107
Book / Page35945 / 107
Instrument514
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$78.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 WATER ST, DANVERS, MA 01923-4801

Mortgage

Document Number359450109
DateJun 15, 2017
Instrument35945/0109
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 15, 2047

Tax Assessment & Valuation

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionDanvers Town
Unified School DistrictDanvers School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,819.00 (+2.39%)$1,075,400 (+3.5%) Land $327,500 Building $747,900
2024$11,543.00 (+3.38%)$1,039,000 (+9.33%) Land $309,500 Building $729,500
2023$11,166.00$950,300 Land $279,200 Building $671,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Nearby Flood Policies23 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDANVERS WATER DEPT.
serves 28,087 people · EPA ID MA3071000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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