Suffolk County and Smithtown Town property record for 2 Warbler Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,004 sqft · built 1964 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $895,000 (Aug 2022) |
| Tax Bill | $20,753 (2024) |
| Deeds & Mortgages | Nov 2021 Refinance Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 149.-1-24 |
| Primary APN | 473489 149.-1-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,004 sqft Living Area |
| Gross Area | 3,654 sqft |
| 1st Floor Area | 1,750 sqft |
| 2nd Floor Area | 638 sqft |
| Upper Floors Area | 616 sqft |
| Basement Area | 650 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Porch | Open Porch |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2 WARBLER LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-220426 TC-52 *3589 LOT 107 CHARTER WOODS SEC 2 |
| Legal Subdivision | CHARTER WOODS SEC 2 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records · APN 473489 149.-1-24
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 WARBLER LN, COMMACK, NY 11725-4915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 14, 2022 | Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2022 · Amount on Record |
| Deed Sale | Aug 14, 2022 · Amount on Record |
| Deed Book / Page | 13169 / 141 |
| Prior Transfer Date | Jan 21, 2010 |
| Prior Transfer Doc | 1262000448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 WARBLER LN, COMMACK, NY 11725-4915 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0233510155 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 23351/155 |
| Instrument | DM049345 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 14, 2022 |
| Property Address | 2 WARBLER LN, COMMACK, NY 11725-4915 |
| Document Number | 0131690141 |
| Book / Page | 13169 / 141 |
| Instrument Date | Jun 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 DAWES AVE, SYOSSET, NY 11791-4007 |
| Document Number | 0023447300 |
|---|---|
| Date | Aug 14, 2022 |
| Instrument | 23447/300 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2051 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,615 (-) Land $375 Building $7,240 | $951,875 (+10,774.84%) Land $46,875 Building $905,000 | |
| 2024 | $20,753.00 | ||
| 2023 | $7,615 (-) Land $375 Building $7,240 | $8,753 (+12.64%) Land $431 Building $8,322 | |
| 2022 | Homeowner's exemption | $7,615 Land $375 Building $7,240 | $7,771 Land $383 Building $7,388 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1999 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 179 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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