2 Walnut St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 2 Walnut St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,970 sqft · built 1900
Lot Size	0.109 acres (4,757 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Feb 2014)
Tax Bill	$7,722 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0C6 P:0000127`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0C6 P:0000127`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area
Gross Area	2,324 sqft
Basement Area	676 sqft
Unfinished Basement	338 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,757 sqft (0.109 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	2 WALNUT ST
City	MELROSE
State	MA
Zip	02176-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URC
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	1
Census Block	1001
Census Tract	336404

Owner

Source: Middlesex County and Melrose City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 WALNUT ST, MELROSE, MA 02176-4620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · ARM ROCKET MORTGAGE
Oct 8, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Nov 14, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage DREW MTG ASSOC
Jul 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2014 · Amount on Record
Deed Sale	Feb 14, 2014 · Amount on Record
Prior Sale	Oct 25, 2013 · Amount on Record
Deed Book / Page	1444 / 36
Last Transfer Date	Nov 7, 2022
Transfer Doc	0001926915
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	2 WALNUT ST, MELROSE, MA 02176-4620
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001929138
Date	Dec 15, 2022
Instrument	1929138

Lender

Name	ROCKET MORTGAGE

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Dec 1, 2029
Index	Other
Margin	3

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	2 WALNUT ST, MELROSE, MA 02176-4620
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001986528
Date	Oct 8, 2025
Instrument	1986528

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Nov 14, 2022
Property Address	2 WALNUT ST, MELROSE, MA 02176-4620
Document Number	0001926915
Instrument Date	Nov 7, 2022
Instrument	1926915
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WALNUT ST, MELROSE, MA 02176-4620

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	2 WALNUT ST, MELROSE, MA 02176-4620
Document Number	0001846907
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2 WALNUT ST MELROSE MA 021764620, MELROSE, MA 02176-4620

Mortgage

Document Number	0001846907
Date	Jul 14, 2020
Instrument	1846907

Lender

Name	DREW MTG ASSOC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jul 5, 2018
Property Address	2 WALNUT ST, MELROSE, MA 02176-4620
Document Number	0000091521
Instrument Date	May 15, 2018
Instrument	91521
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2 WALNUT ST MELROSE MA 021764620, MELROSE, MA 02176-4620

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,722.00 (+4.35%)	$780,000 (+4.67%) Land $417,400 Building $362,600	$822,415
2024	$7,400.00 (+2.29%)	$745,200 (+7.35%) Land $390,400 Building $354,800
2023	$7,234.00	$694,200 Land $363,500 Building $330,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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