Cecil County property record for 2 Walnut Dr, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,268 sqft · built 1959 |
| Lot Size | 0.194 acres (8,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Oct 2022) |
| Tax Bill | $2,242 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-026353 |
| Primary APN | 03-026353 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,268 sqft Total Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,450 sqft (0.194 acres) |
| Porch | Porch |
| Porch Area | 252 sqft |
| Patio Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 026353 |
|---|---|
| Street Address | 2 WALNUT DR |
| City | ELKTON |
| State | MD |
| Zip | 21921-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 19 - .194 ACRE 2 WALNUT DRIVE MEADOWVIEW |
| Legal Subdivision | MEADOWVIEW |
| Legal Block | E |
| Legal Lot Number | 19 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30503 |
2 Walnut Dr is owned and occupied by two individuals who bought it in October 2022.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 WALNUT DR, ELKTON, MD 21921-4110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 5, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THE COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on File |
| Deed Sale | Oct 17, 2022 · Amount on File |
| Prior Sale | Aug 10, 1977 · Amount on File |
| Deed Book / Page | 5248 / 331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Oct 17, 2022 |
| Property Address | 2 WALNUT DR, ELKTON, MD 21921-4110 |
| Document Number | 0052480331 |
| Book / Page | 5248 / 331 |
| Map Reference | MB RRC 1 FO 116 |
| Instrument Date | Oct 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | EQUITABLE TITLE/FL, EQUITABLE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2 WALNUT DR, ELKTON, MD 21921-4110 |
| Document Number | 0052480340 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 5248-0340 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 2 WALNUT DR, ELKTON, MD 21921-4110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041250261 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 4125/261 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | ELKTON, MD 21921 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Jun 16, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2 Walnut Dr was $2,242, up 13.9% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,242.00 (+13.86%) | $206,800 | $260,400 Land $65,900 Building $194,500 |
| 2025 | $1,969.00 | ||
| 2023 | $955.00 | $149,933 | $180,000 Land $39,700 Building $140,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Walnut Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1996–2020) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Walnut Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKTON WEST serves 3,500 people · EPA ID MD0070015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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