Union County and Cranford Township property record for 2 Wall St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 2,024 sqft · built 1986 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Sep 2009) |
| Tax Bill | $10,850 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00598-0000-00024 |
| Primary APN | 03-00598-0000-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,024 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 7238002 |
|---|---|
| Street Address | 2 WALL ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-3442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 598 |
| Legal Lot Number | 24 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 37300 |
2 Wall St is owned and occupied by two individuals who bought it in September 2009.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 WALL ST, CRANFORD, NJ 07016-3442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2009 · Amount on File |
| Deed Sale | Sep 11, 2009 · Amount on File |
| Prior Sale | Oct 17, 2003 · Amount on File |
| Deed Document Number | 2009208223 |
| Deed Book / Page | 5780 / 426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2 WALL ST, CRANFORD, NJ 07016-3442 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0151052122 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 15105/2122 |
| Instrument | 25305 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 23, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2 WALL ST, CRANFORD, NJ 07016-3442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHANCELLOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0147322232 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 14732/2232 |
| Instrument | 695215 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2 WALL ST, CRANFORD, NJ 07016-3442 |
| Document Number | 0145702678 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2 WALL ST CRANFORD NJ 070163442, CRANFORD, NJ 07016-3442 |
| Document Number | 0145702678 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 014570/002678 |
| Instrument | 674805 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 2 Wall St was $10,850, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,700 (-) Land $59,700 Building $90,000 | $149,700 (-) Land $59,700 Building $90,000 | |
| 2025 | $10,850.00 (+6.92%) | $149,700 Land $59,700 Building $90,000 | $149,700 Land $59,700 Building $90,000 |
| 2024 | $10,148.00 | ||
| 2023 | $149,700 Land $59,700 Building $90,000 | $149,700 Land $59,700 Building $90,000 | |
| 2022 | $9,898.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2 Wall St in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 46 (1978–2021) |
| Claims Outside the SFHA | 33 of 46 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Wall St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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