2 Wadsworth Pl, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 2 Wadsworth Pl, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$312,000 (Oct 2014)
Tax Bill$9,929 (2024)
Deeds & MortgagesAug 2023 Line of Credit
May 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN473489 128.-2-54

Property Details

APN / Parcel Number

Primary APN473489 128.-2-54
Alternative APNs
  • 0800-128.00-02.00-054.000
  • 348912800000020540000000
  • 47340030107

Exterior

Lot Area10,890 sqft (0.25 acres)

Location & Zoning

Street Address2 WADSWORTH PL
CitySMITHTOWN
StateNY
Zip11787-4917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13-540701 TC-170 *2674 LOT 81 OAKWOOD FOREST SEC 3
Legal SubdivisionOAKWOOD FRST SEC 3
Legal Block2
Legal Lot Number54
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3027
Census Tract135303

Owner

2 Wadsworth Pl is owned and occupied by an individual who bought it in October 2014.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address2 WADSWORTH PL, SMITHTOWN, NY 11787-4917
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2023Deed of Trust, Mortgage · Line of Credit
JOVIA FINANCIAL CREDIT UNION
May 12, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Dec 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2014 · Amount on File
Deed SaleOct 3, 2014 · Amount on File
Deed Book / Page12791 / 23
Prior Transfer DateFeb 3, 2013
Prior Transfer DocD000127210261
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address2 WADSWORTH PL, SMITHTOWN, NY 11787-4917
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235300003
DateAug 18, 2023
Book Page23530/3
Lender
NameJOVIA FINANCIAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term349 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address2 WADSWORTH PL, SMITHTOWN, NY 11787-4917
Transaction TypeMortgage
Record UpdatedOct 17, 2023
Title CompanyQUICKSILVA TITLE LLC, QUICKSILVA TITLE, LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234160439
DateMay 12, 2022
Book Page23416/439
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueJun 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address2 WADSWORTH PL, SMITHTOWN, NY 11787-4917
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230900597
DateDec 20, 2019
Book Page23090/597
InstrumentDK033540
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,140 Land $275 Building $3,865$517,500 Land $34,375 Building $483,125
2024$9,929.00
2023$4,140 Land $275 Building $3,865$4,759 Land $316 Building $4,443

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Wadsworth Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Wadsworth Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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