2 W Walnut St, Southgate (Newport), KY 41071 Property Records

Campbell County property record for 2 W Walnut St, Southgate, KY 41071

Property Summary

Property Type	Commercial
Details	2,322 sqft · built 1875
Lot Size	0.09 acres (4,050 sqft)
Owner	Company Name on Record
Last Sale	$365,000 (Jul 2026)
Tax Bill	$387 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`999-99-11-492.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-11-492.00`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,322 sqft Building Perimeter

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	4,050 sqft (0.09 acres)
Lot Dimensions	135 ft deep x 30 ft wide
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 W WALNUT ST
City	SOUTHGATE
State	KY
Zip	41071-4251
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 161 SOUTHGATE 30 X 135 IRREG
Legal Subdivision	N S SHALERS SUBDIVISION
Legal Lot Number	161
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4020
Census Tract	52500

Owner

Source: Campbell County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1649 GARVEY AVE, ELSMERE, KY 41018-2540
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage INVESTORS MORTGAGE CAPITAL LLC
Apr 21, 2020	Warranty Deed, Transfer PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Apr 21, 2020 · Amount on Record
Deed Document Number	20266171557
Deed Book / Page	886 / 250
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 27, 2026
Property Address	2 W WALNUT ST, SOUTHGATE, KY 41071-4251
Document Number	0006171557
Book / Page	886 / 250
Instrument Date	Jul 27, 2026
Instrument	20266171557
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,865.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1649 GARVEY AVE, ELSMERE, KY 41018-2540

Mortgage

Document Number	0006171560,
Date	Jul 27, 2026
Instrument	20266171560

Lender

Name	INVESTORS MORTGAGE CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.2%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Apr 21, 2020
Property Address	2 W WALNUT ST, SOUTHGATE, KY 41071-4251
Document Number	0005108549
Book / Page	000812 / 000055
Instrument Date	Apr 17, 2020
Instrument	5108549
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3327 KINGSBURG CT ERLANGER KY 410182681, ERLANGER, KY 41018-2681

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Southgate City
Elementary School District	Southgate Independent School District (PK - 08)
Secondary School District	Campbell County School District in Southgate ISD (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$387.00 (-6.52%)	$105,000 (-) Land $21,000 Building $84,000	$105,000 (-) Land $21,000 Building $84,000
2023	$414.00 (-2.59%)	$105,000 (-) Land $21,000 Building $84,000	$105,000 (-) Land $21,000 Building $84,000
2022	$425.00	$105,000 Land $21,000 Building $84,000	$105,000 Land $21,000 Building $84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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