2 W Kathy Ln, Freeport, FL 32439 Property Records

Walton County property record for 2 W Kathy Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,895 sqft · built 1977
Lot Size	0.877 acres (38,202 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jul 2024)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Jul 2024 Sale Sep 2017 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`28-1S-21-41120-006-0050`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41120-006-0050`
Alternative APNs	`28-121-41120-006-0050` `1059019`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,895 sqft Living Area
Gross Area	4,392 sqft
1st Floor Area	1,698 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	38,202 sqft (0.877 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	633 sqft
Deck Area	Deck Area
Shed	1 Shed
Bath House	Bath House
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 W KATHY LN
City	FREEPORT
State	FL
Zip	32439-6612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 LOT 5, LOT 6 BLK 6 LAKE SHARON EST PB 4-30 OR 110-111 OR 240-389 OR 2354-1564 OR 2464-1677 OR 2503-1095 OR 3051-221 OR 3331-2663
Legal Range	021
Legal Township	01S
Legal Section	28
Legal Subdivision	LAKE SHARON EST
Legal Block	6
Legal Lot Number	5,6
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1023
Census Tract	950306

Owner

2 W Kathy Ln is owned by two individuals who bought it in July 2024.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1038 ROCKY BAYOU DR, NICEVILLE, FL 32578-2347
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2024	Warranty Deed, Transfer UNKNOWN, BRADLEY TITLE LLC
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2024 · Amount on File
Deed Sale	Jul 24, 2024 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Document Number	202426096
Deed Book / Page	3331 / 2663
Prior Transfer Date	Aug 28, 2017
Prior Transfer Doc	0030510221
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 24, 2024
Property Address	2 W KATHY LN, FREEPORT, FL 32439-6612
Document Number	0033312663
Book / Page	3331 / 2663
Map Reference	MB 4 PG 30
Instrument Date	Jul 22, 2024
Instrument	20240026096
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	UNKNOWN, BRADLEY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 MERCHANTS WAY #125125, 125125, NICEVILLE, FL 32578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 ROCKY BAYOU DR, NICEVILLE, FL 32578-2347

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2 W KATHY LN, FREEPORT, FL 32439-6612
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030524035
Date	Sep 21, 2017
Book Page	3052/4035
Instrument	2017000031174

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Aug 30, 2017
Property Address	2 W KATHY LN, FREEPORT, FL 32439-6612
Document Number	0030510221
Book / Page	003051 / 000221
Instrument Date	Aug 28, 2017
Instrument	28739
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$407.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 W KATHY LN FREEPORT FL 324396612, FREEPORT, FL 32439-6612

Tax Assessment & Valuation

The 2025 property tax bill for 2 W Kathy Ln was $3,568, up 77.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,568.00 (+77.16%)	$423,909 Land $242,250 Building $181,659	$423,909 Land $242,250 Building $181,659
2024	$2,014.00 (+3.76%)
2023	$1,941.00 (+0.78%) Homeowner's exemption	$408,843 (+3.69%) Land $160,000 Building $248,843	$408,843 (+3.69%) Land $160,000 Building $248,843
2022	$1,926.00 Homeowner's exemption	$394,306 Land $150,592 Building $243,714	$394,306 Land $150,592 Building $243,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 W Kathy Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 W Kathy Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE SHARON ESTATES private · serves 160 people · EPA ID FL1660407
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	NORTH BAY WATER SYSTEM
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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