Providence City property record for 2 W Cushing St, Providence, RI 02906
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 6 ba · 5,366 sqft · built 1817 |
| Lot Size | 0.167 acres (7,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Feb 2023) |
| Tax Bill | $12,611 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:10 L:231 |
| Primary APN | PROV M:10 L:231 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 5,366 sqft Living Area |
| Gross Area | 8,130 sqft |
| 1st Floor Area | 2,701 sqft |
| Attic | Attic |
| Attic Area | 282 sqft |
| Basement Area | 1,541 sqft |
| Unfinished Basement | 410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1817 |
|---|---|
| Effective Year Built | Effective 1817 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,260 sqft (0.167 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 184 |
|---|---|
| Street Address | 2 W CUSHING ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02906-1347 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R-2 |
| Legal Lot Number | 231 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 3602 |
2 W Cushing St, a residential property, is owned and occupied by two individuals who bought it in February 2023.
Source: Providence City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 W CUSHING ST, PROVIDENCE, RI 02906-1347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 8, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Oct 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2023 · Amount on File |
| Deed Sale | Feb 8, 2023 · Amount on File |
| Prior Sale | Dec 20, 2013 · Amount on File |
| Deed Book / Page | 13801 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 2 W CUSHING ST, PROVIDENCE, RI 02906-1347 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 014621-285 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 14621/285 |
| Instrument | 2026407512 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Feb 8, 2023 |
| Property Address | 2 W CUSHING ST, PROVIDENCE, RI 02906-1347 |
| Document Number | 013801-109 |
| Book / Page | 13801 / 109 |
| Instrument Date | Feb 8, 2023 |
| Instrument | 2023340440 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2 CUSHING ST, NORTH PROVIDENCE, RI 02904-5304 |
| Document Number | 2023340441 |
|---|---|
| Date | Feb 8, 2023 |
| Instrument | 2023340441 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 2 W CUSHING ST, PROVIDENCE, RI 02906-1347 |
| Document Number | 12205-141 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2 CUSHING ST NORTH PROVIDENCE RI 029045304, NORTH PROVIDENCE, RI 02904-5304 |
| Document Number | 12205-141 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 012205/000141 |
| Instrument | 213629 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2048 |
The 2025 property tax bill for 2 W Cushing St was $12,611.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,611.00 | $1,670,300 Land $843,000 Building $827,300 |
| 2023 | $22,703.00 (-2.24%) | $1,237,200 (-5.17%) Land $593,200 Building $644,000 |
| 2022 | $23,224.00 | $1,304,700 Land $593,200 Building $711,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2 W Cushing St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 W Cushing St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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