2 Vincent Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 2 Vincent Dr, Mount Pleasant, SC 29464

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,629 sqft · built 1960
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Aug 2019)
Tax Bill$4,148 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Oct 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN535-13-00-038

Property Details

APN / Parcel Number

Primary APN535-13-00-038

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,629 sqft Total Area
1st Floor Area1,629 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleDuplex Single
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions135 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address2 VINCENT DR
CityMOUNT PLEASANT
StateSC
Zip29464-4029
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionMAPPLATB S22 MAPPLATP 0032 SUBDIVISIONNAME MT PLEASANT LOT 1
Legal SubdivisionBROOKGREEN MEADOWS
Legal BlockC
Legal Lot Number1
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1010
Census Tract4702

Owner

2 Vincent Dr, a duplex, is owned by two individuals who bought it in August 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address7 SHEM DR, MOUNT PLEASANT, SC 29464-4012
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Deed of Trust, Mortgage · Line of Credit
FIRST PALMETTO BANK
Oct 7, 2021Deed of Trust, Mortgage · Line of Credit
FIRST PALMETTO BANK
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST PALMETTO BANK
Aug 14, 2019Grant Deed, Transfer · Line of Credit
STEARNS LNDG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2019 · Amount on File
Deed SaleAug 14, 2019 · Amount on File
Deed Book / Page816 / 531
Prior Transfer DateAug 7, 2019
Prior Transfer Doc0816/0531
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address2 VINCENT DR, MOUNT PLEASANT, SC 29464-4029
Transaction TypeMortgage
Record UpdatedJan 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011440761
DateOct 24, 2022
Book Page1144/761
Lender
NameFIRST PALMETTO BANK
TypeBank
AddressCAMDEN, SC 29020
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 17, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address2 VINCENT DR, MOUNT PLEASANT, SC 29464-4029
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010400510
DateOct 7, 2021
Book Page1040/510
Lender
NameFIRST PALMETTO BANK
TypeBank
AddressCOLUMBIA, SC 29205
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueSep 29, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address2 VINCENT DR, MOUNT PLEASANT, SC 29464-4029
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010190730
DateAug 3, 2021
Book Page1019/730
Lender
NameFIRST PALMETTO BANK
TypeBank
AddressCOLUMBIA, SC 29205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateAug 14, 2019
Property Address2 VINCENT DR, MOUNT PLEASANT, SC 29464-4029
Document Number0816/0531
Book / Page000816 / 000531
Instrument DateAug 7, 2019
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7 SHEM DR MOUNT PLEASANT SC 294644012, MOUNT PLEASANT, SC 29464-4012

Mortgage

Document Number816/0532
DateAug 14, 2019
Book Page000816/000532
Lender
NameSTEARNS LNDG LLC
AddressSANTA ANA, CA 92707
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 13, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Vincent Dr was $4,148, up 12% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,148.00 (+11.96%)$488,750 Land $410,450 Building $78,300$803,300 Land $725,000 Building $78,300
2024$3,705.00
2023$425,000 (-) Land $172,000 Building $253,000
2022$3,380.00$20,400$425,000 Land $172,000 Building $253,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Vincent Dr in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 213 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies213 in force
Nearby Flood Claims62 (1979–2023)
Claims Outside the SFHA17 of 62
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Hugo, Sep 1989 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Vincent Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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