Rockingham County and Derry Town property record for 2 Valley St, Derry, NH 03038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,078 sqft · built 1900 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,000 (May 2021) |
| Tax Bill | $6,926 (2025) |
| Deeds & Mortgages | Aug 2026 Second Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:26 B:29 |
| Primary APN | DERY M:26 B:29 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,078 sqft Living Area |
| Gross Area | 2,050 sqft |
| 1st Floor Area | 638 sqft |
| Basement Area | 638 sqft |
| Unfinished Basement | 638 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 2 VALLEY ST |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHDR |
| Legal Block | 29 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 3500 |
2 Valley St is owned and occupied by an individual who bought it in May 2021.
Source: Rockingham County and Derry Town records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 VALLEY ST, DERRY, NH 03038-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Apr 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| May 14, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage HARBORONE MTG LLC |
| Jun 29, 2018 | Warranty Deed, Transfer · FHA Mortgage HARBORONE MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on File |
| Deed Sale | May 14, 2021 · Amount on File |
| Prior Sale | Jun 29, 2018 · Amount on File |
| Deed Document Number | 20212035 |
| Deed Book / Page | 6278 / 1960 |
| Transfer Doc | 5590-2981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Aug 17, 2026 |
| Property Address | 2 VALLEY ST, DERRY, NH 03038-2543 |
| Document Number | 0000030397 |
| Book / Page | 6729 / 578 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202630397 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2 VALLEY ST, DERRY, NH 03038-2543 |
| Document Number | 0000030397, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 6729/578 |
| Instrument | 202630397 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 2 VALLEY ST, DERRY, NH 03038-2543 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 006260-679 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 6260/679 |
| Instrument | 21022194 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | May 14, 2021 |
| Property Address | 2 VALLEY ST, DERRY, NH 03038-2543 |
| Document Number | 06278-1960 |
| Book / Page | 6278 / 1960 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 21032035 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 VALLEY ST, DERRY, NH 03038-2543 |
| Document Number | 06278-1963 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 6278/1963 |
| Instrument | 21032036 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 2 VALLEY ST, DERRY, NH 03038-2543 |
| Document Number | 0060600154 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 VALLEY ST DERRY NH 030382543, DERRY, NH 03038-2543 |
| Document Number | 0060600154 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 006060/000154 |
| Instrument | 49749 |
| Name | HARBORONE MTG LLC |
|---|---|
| Address | MANCHESTER, NH 03101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Jun 29, 2018 |
| Property Address | 2 VALLEY ST, DERRY, NH 03038-2543 |
| Document Number | 0059252986 |
| Book / Page | 005925 / 002986 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 25304 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,578.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 APP CT WOBURN MA 018011502, WOBURN, MA 01801-1502 |
| Document Number | 59252988 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 005925/002988 |
| Instrument | 25305 |
| Name | HARBORONE MTG LLC |
|---|---|
| Address | MANCHESTER, NH 03101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2048 |
The 2025 property tax bill for 2 Valley St was $6,926, up 1.6% from the year before.
Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,926.00 (+1.61%) | $364,700 (-) Land $210,600 Building $154,100 | |
| 2024 | $6,816.00 (+2.65%) | $364,700 (+13.58%) Land $210,600 Building $154,100 | |
| 2023 | $6,640.00 (+8.6%) | $321,100 (-) Land $178,900 Building $142,200 | $378,005 |
| 2022 | $6,114.00 | $321,100 Land $178,900 Building $142,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Valley St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 units insured incl. 2 condo units |
| Nearby Flood Claims | 9 (1996–2007) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Apr 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Valley St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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